Rebecca Dawson

Retirement, Investing, Taxes
“Rebecca Dawson is an experienced, independent financial advisor offering personalized wealth and investment management guidance to a select group of individuals, families, and businesses in Southern California and around the country.”

Silber Bennett Financial

Job Title:

Senior Vice-President


Rebecca Dawson is an experienced, independent financial advisor offering personalized wealth and investment management guidance to a select group of individuals, families, and businesses in Southern California and around the country. Her mission is to be a trusted advisor to her clients by partnering with them to identify what is most important in their financial lives while providing tailored solutions to help achieve their goals.

For over 20 years, Rebecca has served as a financial advisor. She has developed highly refined methods for evaluating client's needs and formulating successful investment strategies. She and her staff provide an exceptional level of service to her clients, who are typically worth well in excess of $1 million and include some of the most prominent people in the United States.

Before joining Silber Bennett, Rebecca managed her own independent brokerage office since 1999. Prior to that she held similar positions with PaineWebber, Merrill Lynch, and Alex.Brown & Sons.

Her clientele have included corporate presidents, and officers, charitable foundations, pension funds, business owners, and wealthy retirees. Her affiliation with Silber Bennett Financial provides her clients with full service wealth strategies.

Professional & Securities Licenses:

FINRA Series 53 Municipal Securities Principal

FINRA Series 79 Investment Banking

FINRA Series 7 General Securities

FINRA Series 22 Direct Participation Programs

FINRA Series 63 Uniform Securities Agent State Law


BA, Liberal Arts, Magna cum Laude, University of Texas at Austin




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April 2017
    ETFs, Financial Planning, Investing, Mutual Funds
March 2017
    IRAs, Retirement Savings, Tax Deductions / Credits, Real Estate
May 2017
    Income Tax, IRAs, Retirement Savings
May 2017
    Retirement Plans, Retirement Savings, Taxes, IRAs
May 2017

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    Financial Planning, Retirement, Pensions, Social Security, IRAs
Should I convert the money in my traditional IRA account into a Roth IRA account to keep required minimum distributions (RMDs) low?
89% of people found this answer helpful

Moving, or converting, your tax deferred traditional IRA funds into a Roth IRA can give you many advantages in addition to eliminating your RMDs. Converting your traditional IRA  (or at least a portion of these funds depending on what taxes could easily be paid on those dollars the year of conversion or over a series of years) into a Roth IRA is a simple solution. By converting your traditional IRA into a Roth IRA you will:

  1. Reduce your tax rate risk: The risk that taxes in the future could be higher than they are today. Once it is converted, any withdrawals from the Roth account after five years and achieving the age of 59.5 will be tax-free. 
  2. Eliminate your Required Minimum Distribution (RMD): Once you turn 70.5 years of age the government requires you to take these funds out of your traditional IRA every year. If you forget or choose not to take these funds out of your traditional IRA, there is a 50% penalty. Whereas, with a Roth IRA there is no RMD.
  3. When withdrawing funds from your traditional IRA, the income counts as provisional income, whereas when withdrawing funds from your Roth IRA, the distributions have no Social Security tax. Roth IRA distributions do not count against income thresholds that may cause Social Security benefits to be taxed.
  4. Your heirs will receive your Roth funds tax-free. 
  5. Roth IRA conversions may be re-characterized if your financial situation changes that year. Please note that as of 2018 with Trump's new tax law changes, all Roth IRA conversions done in 2018 and going forward may not be re-characterized back to your traditional IRA.

Converting from a traditional IRA to a Roth could be a useful tool. By paying taxes today you can take advantage of your current low income tax rate. 

Read more: Tax Savings with a Roth IRA and Real Estate.)

Read more: Income Taxes and Your Retirement Accounts | Investopedia 

3 weeks ago
    Investing, 401(k), Choosing an Advisor, Real Estate
I am 63 years old, I have $840,000 in a 401(k), and I've been renting my entire life; is it a good investment decision to buy a house now?
80% of people found this answer helpful
4 days ago
How is a savings account taxed?
77% of people found this answer helpful
March 2017
Can I open a traditional IRA or Roth IRA for a spouse who doesn't work?
77% of people found this answer helpful
November 2017
    Investing, 401(k), IRAs
If investments in a 401(k) have lost money, can you use the current value to convert to a Roth?
75% of people found this answer helpful
April 2017