Rebecca Dawson

Retirement, Investing, Taxes
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“Rebecca Dawson is an experienced, independent financial advisor offering personalized wealth and investment management guidance to a select group of individuals, families, and businesses in Southern California and around the country.”
Firm:

Silber Bennett Financial

Job Title:

Senior Vice-President

Biography:

Rebecca Dawson is an experienced, independent financial advisor offering personalized wealth and investment management guidance to a select group of individuals, families, and businesses in Southern California and around the country. Her mission is to be a trusted advisor to her clients by partnering with them to identify what is most important in their financial lives while providing tailored solutions to help achieve their goals.

For over 20 years, Rebecca has served as a financial advisor. She has developed highly refined methods for evaluating client's needs and formulating successful investment strategies. She and her staff provide an exceptional level of service to her clients, who are typically worth well in excess of $1 million and include some of the most prominent people in the United States.

Before joining Silber Bennett, Rebecca managed her own independent brokerage office since 1999. Prior to that she held similar positions with PaineWebber, Merrill Lynch, and Alex.Brown & Sons.

Her clientele have included corporate presidents, and officers, charitable foundations, pension funds, business owners, and wealthy retirees. Her affiliation with Silber Bennett Financial provides her clients with full service wealth strategies.

Education:

BA, Liberal Arts, University of Texas at Austin

Disclaimer:

SECURITIES AND ADVISORY SERVICES OFFERED THROUGH SILBER BENNETT FINANCIAL, INC.

DOI: CA 0H72697  |  MEMBER: FINRA / SIPC

Videos
  • Why Choose Rebecca Dawson
  • Rebecca Dawson on To The Point
All Articles
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April 2017
    ETFs, Financial Planning, Investing, Mutual Funds
May 2017
    Income Tax, IRAs, Retirement Savings
March 2017
    IRAs, Retirement Savings, Tax Deductions / Credits, Real Estate
May 2017
    Retirement Plans, Retirement Savings, Taxes, IRAs
May 2017

All Answers
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    Mutual Funds
How liquid are Vanguard mutual funds?
100% of people found this answer helpful

All mutual funds are liquid, although they may have different redemption schedules which would require a fee be charged in the case of liquidity needs. 

At the end of each trading day, all mutual fund orders are executed at the fund's net asset value. Vanguard or any other mutual fund will be just as liquid as a stock. The only difference being that a stock is sold at different prices over the course of a trading day whereas a mutual fund is sold at the end of the day at the fund's net asset value.

There are different redemption fees according to which share class of the fund you buy and this will determine whether you pay an up-front, back-end, contingent deferred sales load or no-load. (The expense ratio usually differs with which share class you buy as well.)

If you are using Vanguard there is no need to invest in a particular share class. No-load funds are not technically a "share class."

  • Class A mutual fund shares generally have front-end sales charges (also known as a "load"). A shares are best for investors who plan to invest larger dollar amounts and will buy shares infrequently. If the purchase amount is high enough, you may qualify for "breakpoint discounts." Be sure to inquire about these discounts on the load if you plan to purchase additional shares of the fund (or mutual funds within the same fund family).
  • Class B shares are a share class of mutual funds that do not carry front-end sales charges, but instead charge a contingent deferred sales charge (CDSC) or "back-end load." Class B shares also tend to have higher 12b-1 fees than other mutual fund share classes. Class B shares can eventually exchange into Class A shares after seven or eight years. They may be best for investors who do not have enough to invest to qualify for a break level on the A share, but intend to hold the B shares for several years or more.
  • Class C Share mutual funds charge a "level load" annually, which is usually 1.00%, and this expense never goes away, making C share mutual funds the most expensive for investors who are investing for long periods of time. There may also be 12b-1 fees.
  • Class D mutual funds are often similar to no-load funds in that they are a mutual fund share class that was created as an alternative to the traditional and more common A shareB share and C share funds that are either front-load, back-load or level-load, respectively.
  • Load-waived funds are mutual fund share class alternatives to loaded funds, such as A share class funds. As the name suggests, the mutual fund load is waived (not charged).

Four of the best no-load fund families include Vanguard Investments,Fidelity InvestmentsT. Rowe Price, and PIMCO.

Additionally, mutual funds are required to maintain liquidity and the capacity to accommodate withdrawals. Funds typically have to keep a portion of their portfolio as cash. The funds are keeping cash balances of usually around 8% of the fund.

 

 



Read more: Consider These Fees When Evaluating Mutual Funds | Investopedia http://www.investopedia.com/advisor-network/articles/consider-these-fees-when-evaluating-mutual-funds/#ixzz4i2iyz2KJ 
 

May 2017
    Bonds / Fixed Income, Stocks
When is it safe to transition my investments from equities to bonds?
100% of people found this answer helpful
May 2017
    Investing, Bonds / Fixed Income
What does it mean when you are waiting for a bond to settle?
100% of people found this answer helpful
June 2017
    Financial Planning, IRAs
Can I rollover securities in-kind from a traditional IRA to a Roth?
100% of people found this answer helpful
May 2017
    Investing, Stocks
How long will it take for me to receive the money that I profited from the stock market?
100% of people found this answer helpful
May 2017