Nicolas Abrams

Personal Finance, Retirement, Investing
“Nicolas Abrams, Certified Financial Planner ™Professional, endeavors to know and understand his clients' financial situation and provide them with only the highest quality information, services, and products to help them reach their goals.”

AJW Financial Partners LLC

Job Title:

President and CEO


Nicolas Abrams, Certified Financial Planner ™Professional, is founder and CEO of AJW Financial Partners, LLC. His wealth management and financial planning firm has offices in Columbia, Maryland and Washington, DC.  With more than 15 years of experience in the financial services industry, Nicolas advises clients on investment, retirement, and insurance strategies.

Nicolas is a graduate of St. Mary’s College of Maryland where he earned his B.A. in Economics with a concentration in Business. He also earned a certificate in Financial Planning from the University of Baltimore in 2002.

He is a regular guest on Morgan State University’s WEAA (Baltimore 88.9 FM) Wealthy Radio with host Deborah Owens. He is the former host of Radio One's WOLB (Baltimore 1010 AM) The 1st Friday Radio Show, which focused on economic empowerment and wealth creation. Nicolas has been a guest on National Public Radio’s Market Place. Local and national conferences, including the Blacks In Government National Training Institute, have also featured Nicolas as a speaker on money and financial issues.

In 2015 Nicolas became the host of the television show Financial Empowerment with Nick Abrams, CFP®. The show can be seen on cable stations in multiple states.

Nicolas is a 2015 graduate of the Leadership Howard County Program. Recently, Nicolas served as Chairperson of the St. Mary’s College of Maryland Baltimore City Scholarship Initiative that raised over $500,000 to provide scholarships for students in Baltimore City looking to attend the College. He is a member of the Board of Directors of the St. Mary’s College of Maryland Foundation and the St. Agnes Hospital Foundation. When he is not working, Nicolas enjoys spending time with his beautiful wife Leah and their son’s Nicolas II and Aiden.

One of his favorite quotes is from Harriet Tubman: “Every great dream begins with a dreamer. Always remember, you have within you the strength, the patience, and the passion to reach for the stars to change the world.”


BA, Economics, St. Mary’s College of Maryland

Assets Under Management:

$27 million

CRD Number:



Nicolas T. Abrams, CFP®, Investment Advisor Representative.  Securities and investment advisory services offered solely through Ameritas Investment Corp. (AIC).  Member FINRA/SPIC.  AIC and AJW Financial Partners, LLC are not affiliated.  Additional products and services may be available through Nicolas T. Abrams, CFP® or AJW Financial Partners, LLC that are not offered through AIC.

All Answers
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    Insurance, End of Life
If you get a whole life policy and the person dies within 30 days, does it still pay out?
20% of people found this answer helpful

If the policy has been issued and the premium was paid on the policy then the death benefit should pay out.  

March 2017
    Mutual Funds
Do mutual funds invest only in stocks?
0% of people found this answer helpful
March 2017
    Insurance, Life Insurance
Are premiums for indexed Universal Life policies guaranteed to be the same until your time of death?
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March 2017
    Life Insurance
What is variable life insurance?
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March 2017