“Georgia Bruggeman, CFP founded Meridian Financial Advisors, LLC in 1990 to provide conflict free financial planning and portfolio management services to individuals, families and small businesses.”

Meridian Financial Advisors, LLC

Job Title:



Georgia and Rich Bruggeman founded Meridian Financial Advisors, LLC in 1990 to provide truly fee-only advice and guidance without any conflicts of interest that accompany commission sales. Meridian Financial Advisors, LLC is a comprehensive financial planning and investment management firm. They have been providing financial planning services to individuals, families and small businesses since 1990 in a fiduciary capacity. While they advise their clients on insurance needs, taxes, retirement planning, estate planning, education funding and Long Term Care they specialize in portfolio management and securities analysis.

Georgia and her team give one on one attention to each of their clients and develop plans that consider their clients' specific time horizon, risk tolerance and stated goals. They take a comprehensive approach to their clients' finances because a decision in one area will affect the rest of the plan. As a financial planner, Georgia is often compared with the quarterback who not only is an integral part of the game but who depends on everyone else on the team working together.

In addition to holding the CFP® designation, Georgia is a registered investment advisor and earned her MBA in Finance from Babson College and has passed Levels I and II of the CFA program. Georgia is a member of the Financial Planning Association, CFA Institute and the National Association of Personal Financial Advisors (NAPFA).

Georgia and Rich live in Sherborn with their 2 sons, and also spend time in Cape Cod near their alternate N. Eastham office.


MBA, Babson College
BS, Business Administration, Skidmore College

Assets Under Management:

$85 million

Fee Structure:


CRD Number:


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September 2017
February 2018

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    Estate Planning, Investing, IRAs, Real Estate, Taxes
To pay my inheritance tax, should I use money from the sale of my house or withdraw from my investment account?
100% of people found this answer helpful

When you take you RMDs you should have the custodian withhold taxes at the tax rate you use on your return for both Federal and state tax.  I am assuming you are talking about paying a long term capital gain tax on investments in the investment account.  This tax is due by the time you file your tax return which can include extension until Oct 15.  Given that the house is illiquid and you do not know when you will actually recieve the proceeds from it you may have to take money from the investment account to pay the 15% tax.  Also after you sell the house you will most likely put the proceeds into the investment account.  Since you were not offically married you are not allowed to roll her IRA into your own but rather retitle her IRA as an Inherited IRA and take distributions based on your life.

2 weeks ago
    Retirement, Investing, Annuities, Real Estate
Are annuities a good retirement investment?
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    Marriage / Divorce, Financial Planning, Asset Allocation
What concepts can I use to guide the allocation of assets in my portfolio?
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    Investing, Starting Out
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    401(k), Asset Allocation, Bonds / Fixed Income, IRAs, Stocks
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