L & A Capital Advisors, LLC
Owner and RIA
Steven Lewis is the Owner and RIA at L & A Capital Advisors, LLC in Raleigh, North Carolina. Steven and his team at L&A Capital Advisors, LLC, employ very simple and easy to understand investment strategies such as Dollar Cost Averaging, Value Vesting and Growth Vesting to assist individuals who are seeking balance and common sense to their investment goals. They utilize consultants from across the country who assist them in providing data and updates involving the many mutual funds and exchange traded fund families. They believe in an investment strategy that sometimes is "contrarian" to normal investment approaches.
Steven and his team are here to help their clients navigate the frequent financial changes in the industry in order to protect and grow their financial legacy. Once a client is under their care, they have a fiduciary responsibility to act in the clients best interest. Legally and ethically, Steven and his team are bound to this type of service. So, instead of being burdened and/or confused by all the changing options the financial market has to offer, Steven brings his clients security and peace in knowing that their assets are being handled by individuals that make it their business to keep up with the fluctuations and opportunities the market has to offer.
MSFS, Investment and Financial Planning, Institute of Business and Finance
Investment Advisory Services offered through Brookstone Capital Management, LLC (BCM) a Registered Investment Advisor. L&A Capital Advisors, LLC and BCM are independent of each other.
All comments contained therein are for the sole purpose of educating the reader and are not intended to be for providing advice [investment,legal, tax or otherwise]. Please consult with a licensed professional with respects to your needs and desires.
Absolutely! I would, once they are acquired, buy Stop Orders and or Trail Stop Orders to protect yourself in the event of a correction. Have Fun
IF you could transfer these funds to an account with the same allocations that would allow you to attach STOP TRAIL Prices to those aggressive equities (Stocks or Exchange Traded Funds) to protect your downside, would you? Because there is really no clear cut sign that the Markets are going to slow down. BUT if Markets do consolidate or retract, then your equities would sell via STOP TRAIL Orders and place the proceeds into a CASH Position thus 'having your back' (Mutual Funds do not have this characteristic). I would take the position to look at you as still being 'young' and go after where the current volume will take you. i.e. Utilities?, Information Technology etc., and manage it Aggressively. This is just a guess, but with your current asset allocation I would estimate that you probably have 20-30% of the portfolio not working as G and F Funds DO NOT correlate well to the current growing Markets thus making that portion of the portfolio impotent.
Coverdell Plans are another College Planning Option. However, 529's are a bit more versatile and the answers to your next two questions would be: Yes & Yes.
Date of Death. IF it was held in a Revocable Living Trust. ?