Carol A. Hoffman

CFP®, RFC
Personal Finance, Retirement, Investing
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“As a fiduciary who puts her clients' interest ahead of her own, Carol A. Hoffman believes that every dollar counts and they should be in her clilents' pocket, not Wall Street's pocket.”
Firm:

Clear Perspectives Financial Planning

Job Title:

Principal

Biography:

Carol Hoffman has 30 years of experience in finance, including acquiring companies and managing commodity positions for Procter & Gamble. She earned an MBA in finance from Indiana University Kelley School of Business and the Certified Financial Planner (r) designation. Carol truly loves finance and investing, and serves as the Chief Investment Officer for Clear Perspectives Financial Planning.

Clear Perspectives is a firm originally created for family and friends to work with a trusted fiduciary advisor and get full financial planning at a reasonable cost. Since that time, the firm has grown to include clients around the world, meeting in person and via video conference. The focus is on low cost portfolios, diversification and meeting the individual needs of each client family for social security planning, tax planning, cash flow planning and investment management.  

Fee-ONLY means that the only money Carol and her team accept is the client fee. They do not ever accept any commissions or other forms of payment from any other source, so clients know they are working in their best interest.

Carol is married to her college sweetheart and has two grown children. 

Education:

MBA, Finance, Indiana University

Assets Under Management:

$150 million

Fee Structure:

Fee-Only
Asset-Based

CRD Number:

5497550

All Answers
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    College Tuition, Financial Planning
Can you use funds from a 529 plan for a full degree abroad at a foreign institution?
100% of people found this answer helpful

Generally you can pay room, board and some fees/expenses (e.g. a computer) at any accredited post secondary institution in the world.  Read the plan documents carefully for the 529 plan that you are using.

 

Carol A. Hoffman, CFP(r) 

April 2018
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Should I buy or rent a home if I am 67 years old and retired?
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April 2018
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How should I allocate my leftover money at the end of each month?
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April 2018
    Debt, Financial Planning, Retirement, Pensions, Social Security, Choosing an Advisor
What type of advisor should I see to help me budget my retirement savings and pay off some debt?
April 2018
    Estate Planning, Investing, IRAs, Real Estate, Taxes
To pay my inheritance tax, should I use money from the sale of my house or withdraw from my investment account?
April 2018