Credo Wealth Management
Independent Personal Wealth Manager
Hello, and thank you for stopping by! I am a husband, father, Marine, independent personal wealth manager, business manager, and sports fan.
It is a great honor to enjoy the following highlights:
· Perfect 5-star rating by private clients
· No commissions or minimum investment
· Published by NASDAQ and Investopedia
· Featured financial advisor by Visa, Inc.
· Historically better investment returns*
*based on data from ARC Private Client Indices (PCI)
Credo means “I believe”. We believe in supporting your heritage by empowering your legacy. We are your personal advocate with fee-only management and advice, Proverbs-based principles, proven strategies, leading technology, human expertise, and historically better performance than the average investor. Credo Wealth Management was born from a passion to help people manage their finances and enjoy a fulfilling life while creating a legacy.
Daniel Schutte founded our firm upon earning his Series 7, Series 66, and Health & Life licenses. After training to be a financial advisor with a large company, he chose to become an independent Registered Investment Advisor in order to serve clients without pressure from commissions, quotas, or restricted investment and insurance options. While Dan has been conducting market research and studying wealth management for over 15 years, he now enjoys providing this service to our valued clients with both competence and care.
Dan is currently managing budgets up to $10 million for Visa, Inc. and previously served as a Marine Corps Intelligence & Operations Officer where he managed over $50 million in assets with the First Marine Headquarters Group. As a resident of Denver, Colorado, Dan is married to his wife, Sarah, and enjoys spending time making memories as a family.
Start investing in your legacy today at: CredoWealthManagement.com
Master of Business Administration (MBA), American Military University
CONTENT: All written content displayed here is for information purposes only. Opinions expressed herein are solely those of Credo Wealth Management LLC unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to another parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant, or legal counsel prior to implementation. This communication may provide links to others for the convenience of our users. Our firm has no control over the accuracy or content of these other sources. REGISTRATION: Advisory services are offered through Credo Wealth Management LLC; an investment advisor firm domiciled in the state of Colorado. The presence of this communication on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute.
Welcome to Credo
Invest in Your Legacy
Your Value: Human Insight with Robo Tech
A good short-term option is a moderately allocated ETF portfolio in an individual taxable account. This will allow you to earn some interest and dividends at low to medium risk. With this account type, you can avoid early withdrawal penalties.
A great way for investors to reduce risk is a properly balanced ETF portfolio at Betterment. Even if the funds value may dip temporarily, you can still generate interest and dividends during the bear market.
When looking for long-term growth, consider the following investment options:
- Diversified risk
- Low expense ratios
- Fund allocation rebalancing
- Tax advantages
- Historic returns
Usually, we advise first maxing an employer match contribution. However, since you do not have the option right now, a Roth IRA would be a great way to go. You are wise to seek proper diversification in your portfolio. An ETF has additional advantages over the mutual funds likely available in the company 401(k). A robo-advisor has benefits like automatic rebalancing.
A conservative ETF portfolio in an individual taxable account is a great and low-risk way to go. This can generate bond interest and stock dividends while leaving your principal liquid for quick and easy access. Keeping your funds in cash through a checking or savings account that has a lower return than inflation means you are for sure losing value every year.