Credo Wealth Management
Independent Personal Wealth Manager
Hello, and thank you for stopping by! I am a husband, father, Marine, independent personal wealth manager, business manager, and sports fan.
It is a great honor to enjoy the following highlights:
· Perfect 5-star rating by private clients
· No commissions or minimum investment
· Published by NASDAQ, Investopedia, and Business Insider
· Featured financial advisor by Visa, Inc.
· Historically better investment returns*
*based on data from ARC Private Client Indices (PCI)
Credo means “I believe”. We believe in supporting your heritage by empowering your legacy. We are your personal advocate with fee-only management and advice, Proverbs-based principles, proven strategies, leading technology, human expertise, and historically better performance than the average investor. Credo Wealth Management was born from a passion to help people manage their finances and enjoy a fulfilling life while creating a legacy.
Daniel Schutte founded our firm upon earning his Series 7, Series 66, and Health & Life licenses. After training to be a financial advisor with a large company, he chose to become an independent Registered Investment Advisor in order to serve clients without pressure from commissions, quotas, or restricted investment and insurance options. While Dan has been conducting market research and studying wealth management for over 15 years, he now enjoys providing this service to our valued clients with both competence and care.
Dan is currently managing budgets up to $10 million for Visa, Inc. and previously served as a Marine Corps Intelligence & Operations Officer where he managed over $50 million in assets with the First Marine Headquarters Group. As a resident of Denver, Colorado, Dan is married to his wife, Sarah, and enjoys spending time making memories as a family.
Start investing in your legacy today at: CredoWealthManagement.com
Master of Business Administration (MBA), American Military University
CONTENT: All written content displayed here is for information purposes only. Opinions expressed herein are solely those of Credo Wealth Management LLC unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to another parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant, or legal counsel prior to implementation. This communication may provide links to others for the convenience of our users. Our firm has no control over the accuracy or content of these other sources. REGISTRATION: Advisory services are offered through Credo Wealth Management LLC; an investment advisor firm domiciled in the state of Colorado. The presence of this communication on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute.
Welcome to Credo
Invest in Your Legacy
Your Value: Human Insight with Robo Tech
Absolutely, if your portfolio is too conservative, you could actually lose value due to inflation over the long term. Your allocation should be aggressive if you have more than 10 years and a higher risk tolerance. You can still diversify your risk intelligently with an ETF portfolio, which an advisor can manage for you. Learn more about ETFs here.
You could consider an exclusive bond fund portfolio. If you want to potentially benefit from equity growth without having to choose individual stocks, you can also have a stock fund allocation through an ETF portfolio. Learn more here. An advisor can manage this for you based on your goals and time horizon.
Mutual fund are more traditional (old fashioned) with a major disadvantage being how tax liabilities are shared among investors. ETFs are more liquid, transparent, and can have greater diversity with a smaller amount of capital. See a short video on ETF advantages here.
While past performance is no guarantee for future results, historically you could anticipate about a 80% cumulative return for a stock heavy allocation and about a 30% cumulative return for a bond heavy allocation. Fees and expenses will also make a difference based on who you choose to manage your portfolio.
Yes, you can consider an individual taxable account that is more aggressive for long-term potential growth. It can be invested in a managed ETF portfolio that adjusts allocation based on your goals and time horizon. You can see how ETFs diversify risk here.