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Marc Freedman

Personal Finance, Retirement, Lifestage Based Planning
“With almost two decades of experience in the financial industry, Marc Freedman provides individuals and families with independent, objective, fiduciary-based financial planning and investment advice.”

Freedman Financial

Job Title:



Marc S. Freedman CFP® is the President of Freedman Financial, Inc.  and a 2017 recipient of Investopedia's 100 most influential financial advisors.  

A second generation financial planner, Marc has almost two decades of experience in the financial industry and has received national recognition and accolades.

Marc is passionate about educating the public – as well as those who present themselves as financial advisors – about the enormous differences between investment advice and integrated financial planning. He believes that communication is the cornerstone of a good relationship, and that planning is the most important step toward a solid financial future.

His first book, Oversold and Underserved – A Financial Planner’s Guide to Serving the Mass Affluent has been recognized by the industry as a blueprint for building a better relationship between financial planners and their clients.

Marc’s NEWEST BOOK, ‘Retiring for the Genius’, released August 2014 has had an even bigger following than his first book.

Retirement can feel like you’re walking a tightrope every day. Without a solid handle on your overall personal finances, you could find yourself living without a safety net.

Marc is a sought after speaker lecturing both internationally and domestically on trends in the financial planning profession and practice management issues. In 2009, during the most challenging economic times, he appeared on the CBS Early Show as part of “The Job Squad” to perform makeovers for individuals trying to get their financial house in order.

Freedman is quoted in national media outlets, including L.A. Times, Wall Street Journal, Reader’s Digest, Money Magazine,Business Week, USA Today, The Journal for Financial Planning,Financial Planning Magazine, Investment Advisor Magazine,Registered Representative, Boston Globe and the Boston Herald.

A graduate of Peabody Veterans Memorial High School and Babson College, Marc is married to Laura and has five children. He’s an avid fan of the Boston Red Sox AND the Wonderful World of Disney. It is his life-long dream to dress as a Disney Character in the Magic Kingdom for just one day – after that, he’d happily retire as a tour guide or guest relations cast member.


BS, Marketing, Babson College

Assets Under Management:

$350 million

Fee Structure:


CRD Number:


  • Marc S. Freedman - Financial Advice in a Language You Can Understand
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August 2017
    Personal Finance, Financial Planning
July 2017
    Financial Planning, Retirement Plans, Retirement

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    Financial Planning, Retirement, Investing, IRAs, Mutual Funds
Can we roll over our 401(k) to an IRA and still take advantage of employer matching funds?
100% of people found this answer helpful

You're gonna hate this answer.  But it's the one that applies to most questions posted on this (and any site).  Are you ready?  The answer is, "It depends."  

Some (though only a small percentage of) employers allow employees to manage their 401k plans independently, most 401k plans require employEES to participating in employER matching programs to maintain their 401k within the scope of the approved offerings. 

There is an instance called an in-service withdrawal which allows active employees in a plan to pull some of the money in your 401k and roll it over to an IRA.   Eligible investors often make this choice to that they have greater control over their investment options.  Thus, as long as you maintain a part of your 401k in your company's plan the employer matches will continue to be added to your ER offered 401k.

If you elect to not particiapte in the 401k and instead simply fund your own IRA, you would not be eligible for a company "match" because you wouldn't be a participant in the plan.  If however, your company offers a "safe harbor" 401k, you may receiving an ER match (based on your compensation), and those funds would be held in the company's 401k and not eligible as a regular addition to your IRA.  

Not an easy question to answer.  Much more to it than a simple, yes or no response.  And I've just scratched the surface.    

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    Starting Out
Are bear funds typically used for diversity in the average person's portfolio?
100% of people found this answer helpful
June 2018
    Retirement, Retirement Savings, Asset Allocation, Stocks
Why do people rebalance their portfolios?
100% of people found this answer helpful
November 2018
    Starting Out
How should I prepare for an interview with a private wealth management company?
50% of people found this answer helpful
June 2017
    Investing, Starting Out
I am a college student that's new to investing; what is the best platform to begin investing $100 per month?
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February 2018