Capital Strength Investments LLC
Former Army Captain David Clark’s investment firm Capital Strength Investments, LLC is changing the way America invests for retirement. David is an OIF veteran that served in the prestigious and elite 10th Special Forces Group (Airborne) as a lieutenant and later went on to command at United States Army Africa as a captain. David is no stranger to taking the path less traveled, but his most recent endeavor may be his toughest adventure yet. Entering an industry as old and as powerful as the finance and investment industry doesn’t come without its challenges. The companies that dominate the industry also hold most of the world’s wealth in one way or another, and there is little room for new blood.
Despite this fact, David is determined to turn the industry on its head. David offers potential clients the opportunity to “level the playing field.” What does that mean exactly? Invest the way the elite do utilize investment strategies that are rarely offered to clients that aren’t in the 1%.
Preservation of capital, consistent profitability, and superior returns are the cornerstones of Capital Strength Investments investment philosophy. David and his team of experts factor these three principles into every decision they make for their clients.
“It’s easy to keep clients when you consistently exceed their expectations,” says David Clark. “When a client comes to us from another firm they are always excited to see their accounts after the first month. Most people tell me that they have earned more in that first month than they did in a year at their old investment company.”
People are living longer, and that means that they either need to save more during their working years or start thinking about where they will work when they are in their twilight years. That is unless they can make money they have now work harder for them today.
In David’s new book titled “Mastering Wall Street,” he offers readers the opportunity to learn how to implement the strategies he uses for his clients. “This isn’t a get rich quick book. Instead, it’s a book full of tools that every serious investor needs have in their toolbox if they want to become and remain profitable in any market.”
David wants everyone to know, “When I was a captain in the army, America trusted me to have her back. Now that I’m the CEO of Capital Strength Investments, you can feel assured that I will have yours.”
BS, Finance, Indiana University
Assets Under Management:
Capital Strength Investments David Clark
When shopping for a good index fund it is important to take in to account its fees as well as its performance. Be sure to not only check its performance for this year but also check the annualized returns for the past 5-10 years. If it has a good performance track record and the fees are minimal it might be worth a buy. I would check out Black Rock funds, T-Rowe Price, or vanguard.
My recommendation for a brokerage to use to purchase it would be something like e-trade because the commissions are low.
A piece of advice is to move all of your money out of those CDs and into a better investment. Most banks are only paying you a fraction of a percent (.001%), and remember that inflation is generally around 3% a year. You do the math. You are guaranteed to be losing almost 3% a year while you own CDs at the bank. Stay out of the CD and Bond markets. They just aren't good investments right now.
My suggestion is to ditch the bonds and european stocks for now. Take a look at trends and buying opportunities to maximize returns for the year. For instance, the tech sector has seen some volitility recently so it might be a great idea to buy stocks like Facebook, Amazon, Apple, Netflix, Google, and Alibaba. It also doesn't hurt to utilize leveraged ETFs to take advantage of single day gains. I hope this helps!
When you sell your home, the capital gains on the sale are exempt from capital gains tax. Based on the Taxpayer Relief Act of 1997, if you are single, you will pay no capital gains tax on the first $250,000 you make when you sell your home. Married couples enjoy a $500,000 exemption.
It boils down to his or her role as a fiduciary. If his fee is based on a percentage of profit each year, it may lead the advisor to recommend riskier or more aggressive investments throughout the year. These investments will have the potential for larger returns (good for the advisor) but also have the potential for larger loss (bad for the client). If you make a good profit he will take a cut, but if you lose in this scenario there isn't much of a downside for the advisor.
If you are aren't seeing the profit you are happy with, it may be time to look for a new financial advisor.
If you go to a fee-based investment advisor they shouldn't charge you for simply sitting down and developing a plan. That should always be free of charge even if you don't end up doing business with them. Don't settle until you meet someone that really impresses you. You're correct about the 401k being an important piece to the plan so if the advisor is ignoring your 401k holdings, then you need to move on. He shouldn't pressure you to move the 401k, instead simply help you to make sure your 401k and your other investments complement each other well.