Ryan Bennett

Personal Finance, Retirement, Insurance
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“Ryan Bennett helps others work toward their financial goals. His process is transcendent. His passion is working with new families, people at or near retirement, and those unsure where to even begin.”
Firm:

Transamerica Financial Advisors, Inc.

Job Title:

Investment Advisor Representative

Biography:

Ryan Bennett is an Investment Advisor Representative with a visionary outlook on the future of the financial industry. His focus is on building and leading an agency that can help people from all walks of life, regardless of their life stage or income stage. From new families who are unsure where to start, to baby boomers at or near retirement, to professionals who make really good money but also spend a lot of money, Ryan’s passion is fulfilling his transcendent role as an advisor to his clients and as a mentor to his team.

He began his career with a large communications company in 2004 where he was entrusted with managing multi-million dollar projects and leading large teams to deliver results impacting Wall Street. In 2013, he joined Transamerica Financial Advisors, Inc. to assist with bringing investment and professional money management services typically reserved for the very wealthy to middle-income families.

Ryan is both a Registered Representative as well as an Investment Advisor Representative and holds FINRA Series 6, 63, and 65 securities registrations with Transamerica Financial Advisors (CA Insurance Lic. #0I47162). Furthermore, he holds a Variable Annuity Contract License through the California Department of Insurance and a non-resident Insurance License in nine other states as well. Ryan holds a Bachelor's of Science in Computer Science and Engineering from UCLA and has completed studies toward an MBA from California Lutheran University in Thousand Oaks, CA.

He resides in Camarillo, California with his wife, Hilary, and their three children, Emmalyn, Zachary, and Jaxon. He enjoys golf, baseball, and singing.

Education:

BS, Computer Science & Engineering, UCLA

Assets Under Management:

$3 million

Fee Structure:

Asset-Based

CRD Number:

6274472

Insurance License:

#0I47162

Disclaimer:

Transamerica Financial Advisors, Inc. financial professionals may only transact business in states where they are registered. Any individual communication trying to effect a transaction in securities or the rendering of personalized investment advice for compensation will not be made to persons in states where the financial professional is not registered. 

Securities and Investment Advisory Services offered through Transamerica Financial Advisors, Inc. (TFA) - Member FINRA, SIPC, and Registered Investment Advisor. TFA1877350-09/17

www.finra.org

www.sipc.org

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    Debt, Financial Planning, Pensions, Social Security, 401(k)
What should I do with RMD funds after paying taxes if there is currently no need for the funds and I want them to grow with limited risk?
40% of people found this answer helpful

Have you considered a QLAC (qualified longevity annuity contract)? 

QLAC is a special type of annuity that is only recently available due to special tax code legislation in 2014.

It provides a way to keep more of your retirement savings untouched and enjoying tax-free growth rather than taking RMDs on the entire nest egg subject to RMDs.,

If you are unfamiliar with a QLAC, the long and short of it is this. A QLAC allows the insured to withdraw 25% -- up to a maximum of $125,000 for single and $250,000 for married couples -- from their qualified retirement accounts and exempt these funds from being considered in their RMD calculation from age 70-1/2 onward.

There are plenty of considerations that are best addressed on an individual case basis. Your situation is absolutely subject to further discussion before making any decisions about employing this or another strategy. Nonetheles this is certainly one avenue to consider in your plan if you do not need the RMDs.

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Should I pay off my mortgage loan or invest with the money I am receiving from an inheritance?
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How should I invest my late husbands life insurance policy?
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November 2017