Paul R. Ruedi

CFP®
Personal Finance, Retirement, Investing
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“Paul R. Ruedi, CFP® is a Financial Advisor at Ruedi Wealth Management, an RIA firm in Champaign, IL with over $230M under management. He is a Certified Financial Planner™ and specializes in retirement planning.”
Firm:

Ruedi Wealth Management

Job Title:

Financial Advisor

Biography:

Paul has been with Ruedi Wealth Management since April 2015 and works remotely from The Colony, TX.  He is also a contributor to the Ruedi Wealth Blog and regular guest on Paul Ruedi’s “On the Money” radio show on Newstalk 1400 WDWS.

Prior to working at Ruedi Wealth Management, Paul worked in the Financial Advisor Services department at Dimensional Fund Advisors, teaching advisors about the core investment philosophies behind Dimensional’s mutual funds and how to implement them in client portfolios.  Paul started out working with RIA firms similar in size to Ruedi Wealth on the east coast, until about halfway through when he moved to a group that worked with some of the largest, most successful advisory firms in the country. He believes it was a great learning experience to see how these firms operate, and found it interesting that these larger firms didn’t really do anything special as far as serving their clients that smaller firms couldn’t do just as well, they were just better marketers and leveraged this to grow to such a large size.

At Ruedi Wealth, Paul helps produce educational resources (Radio Shows, Blog Posts, Newsletters, Seminars) and manages various marketing platforms like their company website, google marketing, event management, and social media accounts. He loves the fact that this work can be done almost anywhere and involves a certain amount of creativity.  Like everyone at Ruedi Wealth, Paul enjoys what he does because he really feels like it helps people. Even if people read his blogs and listen to their radio show and never become clients, he still feels like he has made a positive impact on their lives by providing them with helpful perspective on complex financial issues.

Education:

BS, Finance, Miami University

Assets Under Management:

$235 million

Fee Structure:

Asset-Based

CRD Number:

5978662

Disclaimer:

No client or potential client should assume that any information presented or made available on or through this website should be construed as personalized financial planning or investment advice. Personalized financial planning and investment advice can only be rendered after engagement of the firm for services, execution of the required documentation, and receipt of required disclosures. Please contact the firm for further information.

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3 weeks ago
    401(k), Retirement Plans
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It is a great "problem" to have, and fairly common among frugal people who naturally have high savings rates like you and your wife.  If you already have more than enough saved to put you on track to fund all your future financial goals and continue to save at an excessively high rate, you are needlessly sacrificing your lifestyle now, while you are young, in order to end up the richest person in the graveyard!  

This is where a financial plan can be extremely helpful, to let you know how much you should be saving and in which accounts.  If you aren't sure the exact amount you need to save, in which accounts, and in which type of investments, it is only natural that you would worry that you are saving too much or too little.  There are a lot of moving parts to your financial situation, but a financial plan will make financial decisions like how much to save pretty straightforward and based on what it takes to achieve your most important goals.

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