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Chip Workman

Personal Finance, Retirement, Investing
“Chip is President and Shareholder at The Asset Advisory Group, a fee-only registered investment advisor helping individuals and families of all ages make smarter decisions with their money since 1988.”

The Asset Advisory Group

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Chip Workman grew up in a household with the mantra “anything worth having is worth taking care of.” His parents taught him the importance of doing for others, a good education, and the value of a buck. Water was what you ordered at restaurants, the landscaper was looking at you in the mirror and the best way to get that toy or pack of baseball cards was to save, save, save.

Given his frugal upbringing, Chip was often someone that friends trusted for advice that revolved around money. It seemed a very natural transition to make this his career.

After graduation, Chip found the options available to follow this path disheartening. Opportunities that promised to help clients achieve their goals were, at best, thinly veiled schemes that put the company first and giving sound advice second. At worst, it was much more underhanded. He never understood why it had to be the company or the client. Why couldn’t it be both?

Instead, Chip joined the world of private banking, developing many close relationships with individuals and families. He enjoyed a successful career, but was still restricted to the bank’s products and services. He happened upon an opportunity to help some financial advising firms with their banking needs. They were fiduciary advisors, charged with putting their clients’ interests ahead of their own. A light bulb immediately flickered and he saw an alternative to the traditional investment model, a way to be the trusted counselor he always wanted to be.

After a thorough search, Chip was fortunate to find Jeannette and the rest of the team at TAAG. He is proud to be able to truly partner with his clients and offer conflict-free, holistic advice about the financial issues that impact their goals.


MBA, Finance & International Business, Xavier University
BA, Miami University

Assets Under Management:

$275 million

Fee Structure:


CRD Number:



Information provided by Chip on Advisor Insights should not be construed as financial or investment advice.  Consult with a financial planner before taking action.  All thoughts and opinions are his and not necessarily those of The Asset Advisory Group, Inc.

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December 2017
    Investing, Stocks
November 2017
    Estate Planning, Financial Planning

All Answers
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    Personal Finance
What is the best way to start building credit?
100% of people found this answer helpful

The answer to your question depends on a number of circumstances, but generally speaking, the best way to build credit is to start using credit responsibly.  Often, the easiest way to do this is to apply for a credit card.

Depending on your age, income and a number of other factors, this may need to come in the form of a Secured Credit Card.  These can generally be acquired through the bank or credit union that you currently use. 

If you might qualify for a non-secured credit card, make sure you find the one that's best for you.  A great resource to research what card might be best for you is Nerd Wallet.  Click on the link, answer the various prompts to determine what might be best or most rewarding for you.

Not to sound like a beer commercial, but the most important piece of my response above is "start using credit responsibly."  This means start charging one or two things a month to the card, never spend more than you can afford to pay cash for right now and then pay off the credit card IN FULL at the end of each month. 

September 2017
    Debt, Personal Finance
Does private school tuition figure into our monthly debt when calculating our DTI?
50% of people found this answer helpful
October 2017
How do you estimate the potential worth of a business like they do on Shark Tank?
50% of people found this answer helpful
October 2017
Does my current employer have to return the excess contributions made into my 401Ks?
50% of people found this answer helpful
September 2017
    Investing, 401(k), Retirement Plans
Should I move my 401(k) when changing companies?
0% of people found this answer helpful
October 2017