Matthew Garasic

Personal Finance, Investing, Insurance
“Matthew Garasic excels when it comes to helping individuals make decisions today in an attempt to positively influence an uncertain future.”

Strategic Wealth Partners

Job Title:

Planning Analyst


Matt Garasic is a Planning Analyst at Strategic Wealth Partners. Matt works in a complementary role, assisting Wealth Advisors in creating the most effective financial plan for clients. A graduate of The Ohio State University, Matt earned his BS in Consumer & Family Financial Services on the CERTIFIED FINANCIAL PLANNER™ track.

Matt first became interested in financial services while taking a high school economics course, he was specifically intrigued by the concept of time value of money. Matt’s favorite part about personal finance is seeing a financial plan come to fruition and the satisfaction it brings to people.

Matt is an avid Ohio State Buckeyes and Cleveland sports fan. A resident of Columbus, Matt enjoys participating in physical activity and watching sports. Specifically, fitness, baseball, basketball, football and mixed martial arts.


BS, Consumer & Family Financial Services, The Ohio State University

CRD Number:


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    Investing, Asset Allocation, Stocks
What are some strategies for turning a small amount of cash into a diverse stock portfolio?
80% of people found this answer helpful

Based on what you're asking, it sounds to me like your best option would be to follow a dollar cost averaging strategy. This involves depositing a certain amount of money into your account at a fixed frequency (Ex: monthly) and then purchasing as many shares as your deposit will allow. An example of this would be taking $150 from each paycheck in a month and then purchasing shares at the end of each month with the $300 you have deposited. 

Now, that is the strategy I would suggest for funding your account to make purchases. As for diversifying and eliminating fluctuation in value, diversification is important to avoid over concentration to a certain position but there will always be market risk involved when purchasing equities. Before investing in the stock market it is important for you to understand the risks the market presents. Also, understand that if you are investing for the long term and not planning on using your investments in the near term, it is acceptable to have fluctuations in value so long as you don't sell the investments when the market is down. If you are planning to invest for the short-term then it is better to avoid investing in stocks as they are too volatile to depend on. 

If you plan to invest for the long term and follow the dollar cost averaging strategy I summarized above then you have a few options. 

1) Do some research and choose 10-20 individual stocks that you want to invest in. You can either purchase a certain amount of shares of one stock each time you make a purchase or you can buy fewer shares of multiple stocks. Continue to do this until you round out your portfolio with a diversified basket of stocks. 

2) Invest in a low cost ETF that tracks an index such as the S&P 500. Not only will this keep your fees low but it will give you the ability to diversify without personally choosing individual stocks. ETFs are often invested in hundreds of different individual securities.

I hope this helps clear up some of your options, good luck in your future investing!

last month
    Investing, Choosing an Advisor, IRAs
My advisor suggested a conservative growth model for money I am investing from an inherited IRA; if I am willing to risk losing the money to make more in the end, should I consider a more moderate or aggressive model?
75% of people found this answer helpful
last month
    Debt, Personal Finance, Choosing an Advisor, Starting Out
What are some basic tips for budgeting, specifically strategies for paying off debt and building good credit?
71% of people found this answer helpful
last month
How should I invest my extra income to see growth in one year?
69% of people found this answer helpful
January 2018
    Investing, Taxes
Do you pay capital gains tax on the amount of interest you've earned on the amount withdrawn, or the full amount you withdraw?
67% of people found this answer helpful
February 2018