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Asad Gourani

Retirement, Investing, Taxes
“As the Founder & CEO of AG Wealth Management, PLLC, Asad Gourani's goal is to guide people to a better retirement through mindful financial planning and prudent investment management.”

AG Wealth Management, PLLC

Job Title:

Founder & CEO


Asad Gourani earned a BBA in Finance from Eastern Michigan University. Prior to establishing AG Wealth Management, Asad worked as a Personal Banker where he had the pleasure to work with people from different ages and background to assist them with their banking needs. During his time at Eastern Michigan University, he gained experience in financial planning by interning for an established local financial planning firm, as well as earning the Accredited Asset Management Specialist® and Accredited Portfolio Management Advisor® designations from the College for Financial Planning.

With the financial industry increasingly becoming geared towards sales rather than advice, AG Wealth Management decided to take a different route by putting their clients' interest first.

Asad and his team are a fiduciary, fee-only firm who refuses to earn any backdoor commission from anyone. Put it in other terms, they don't have incentives to sell clients products that they don't need. Their only incentive is their clients' financial progress.


BBA, Finance, Eastern Michigan University

Assets Under Management:

$1 million

Fee Structure:


CRD Number:



AG Wealth Management, PLLC (“AGWM”) is a registered investment adviser offering advisory services in the State of Michigan and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by AGWM in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.

All written content on this site is for information purposes only. Opinions expressed herein are solely those of AGWM, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to another parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. 

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September 2018
    Investing, Financial Planning
October 2018
    401(k), Retirement Savings, Retirement Plans
November 2018
    Personal Finance, Financial Planning
July 2018
    Retirement Plans, Retirement, Retirement Living
October 2018
    IRAs, Retirement Savings

All Answers
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    Investing, 401(k), IRAs, Mutual Funds, Starting Out
Should I buy into an index fund while the market is at record highs, wait until it dips again, or does it even matter?
100% of people found this answer helpful

This is an interesting question that has been getting asked more and more frequently as the markets keep rising. Since I don't know your personal situation and I can't give any sort of investment advice without knowing all variables, let me give you an argument for both sides instead, hopefully this could help you make up your mind.

Since we can't time the market or make a good prediction to the near future, let me say that statistically speaking markets go up 2/3 of the time, and go down 1/3 of the time, which essentially means dollar cost averaging works in your favor 1/3 of the time where you find yourself adding more shares for a certain dollar value (assuming a disciplined approach is taken when the market isn't doing good.), but in 2/3 of the time you're actually dollar cost averaging on the way up therefore buying fewer shares for the same dollar amount.
Now, the risk of buying all at once is especially significant in the event you are near or in retirement, this way you simply won't have the time necessary to accumulate more to buy at these lower prices.

Tip: Whether you decide to buy now or wait, staying diversified is the most important thing that you could do even if you are passively invested. Look into different asset classes and different regions that have a lower correlation to the SP500. This way, in the event of turndown you'll be able to rebalance and take out gains from the better performing asset classes, and re-allocating capital to the worse performing asset classes.

September 2018
    Investing, IRAs, Stocks
I would like to start investing in dividend stocks with my personal IRA; what is the minimum upfront cost for dividend stocks?
100% of people found this answer helpful
September 2018
    Banking, Investing, Stocks, Insurance, Starting Out
At 21 years old, would it be wise to invest in CDs or go straight to financial market investments?
100% of people found this answer helpful
September 2018
    College Tuition, Debt, 401(k)
Should I max out my 401(k) contributions or make principal payments on student loan debt?
100% of people found this answer helpful
August 2018
    Financial Planning, Choosing an Advisor
What can an in-person Financial Advisor provide that a Robo-Advisor cannot?
100% of people found this answer helpful
September 2018