Matt Ahrens

CIMA®
Retirement, Investing, Small Business
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“Matt Ahrens, CIMA® works primarily with physicians, small business owners, and young entrepreneurs and has been quoted in such publications as the Wall Street Journal, US News & World Report among others on investment and retirement strategies.”
Firm:

Integrity Advisory, LLC

Job Title:

Financial Advisor

Biography:

As a Financial Advisor at Integrity Advisory, LLC Matt Ahrens is focused on helping business professionals simplify their financial lives and find financial security as they face life's everyday challenges.

Since joining the firm in 2015 as a financial advisor, Matt has overseen the investment management and portfolio construction process for our clients. During this time, he earned the Certified Investment Management Analyst® designation which included an extensive class on portfolio design at the prestigious Wharton School of the University of Pennsylvania. Matt specializes in assisting physicians, small business owners, and young entrepreneurs who often find themselves with little time to manage their own investments.

Matt and his team help their clients track all of their investments in one centralized location and use the information to make sure they can retire when they want to and how they want to.

Education:

BS, Accounting, Washburn University

Assets Under Management:

$135 million

Fee Structure:

Asset-Based

CRD Number:

5308493

All Answers
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    Retirement, IRAs, Mutual Funds
What are the benefits of a 457(b) plan compared to low-cost index funds?
100% of people found this answer helpful

Great question.  Despite the great trend in lower, more transparent fees in the 401(k) space, the 403(b) and 457 markets have not kept pace.  Many of these plans are expensive, so I would start by asking your administrator for a copy of the annual plan review.  This should detail the costs you are paying inside the 457 plan.  Often that will include a fee for the record keeper, a fee for an advisor (who you probably never see), and these fees are unfortunately rarely taken to market for new prices.  This may or may not be the case for you, but it's worth looking into.

Since you're already fully funding your Roth IRA, however, the only other place to put money is in index funds in a taxable account.  If the fees in your 457 plan are reasonable, then I would continue down the route you're already on.  You are getting a tax benefit for your pre-tax amount, and you're building up your tax free amount in the post-tax (Roth) bucket.  The compounding on those tax benefits will likely be better than opening a taxable account.  You can contribute a combined $18,500 (if you're under age 50, $24,500 if you're over) in your pre-tax and Roth buckets of your 457, and in all honesty, the 457 fund lineup should already include index funds.  If they don't then you should feel comfortable asking someone about the fund lineup or have an advisor reach out on your behalf.

Good luck to you.

2 weeks ago
    Retirement, IRAs
Should I roll over the funds in my 403(b) account to an IRA?
83% of people found this answer helpful
2 weeks ago
    Banking, Investing, Taxes
Should I move funds from large bank with high fees even though there will be high gains?
67% of people found this answer helpful
2 weeks ago
    401(k), IRAs
Should I contribute to both my 401(k) and Roth IRA, or just focus on my IRA?
63% of people found this answer helpful
1 week ago
    Investing, Stocks
Why do analysts decide on a target price for a stock that is lower than its current price?
63% of people found this answer helpful
2 weeks ago