Can I deposit my securities into a Roth IRA rather than a T.O.D. election?

I am 75 years old and have invested my own money in the market over the past couple of years. Can I take these securities and open/put them in a Roth IRA? I'd rather do this than do a T.O.D. election.

Investing, IRAs
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November 2017

First off, you can only contribute cash to a Roth IRA, and secondarily you can only contribute to a Roth IRA if you have earned income depending on if you are still working. The maximum amount of Roth IRA contributions is $6500, unless you are under 50 years of age which would be $5500. Although you may do a Roth IRA conversion of securities only if those assets are in an existing traditional IRA.

Not sure what reference you are making to a TOD election because your IRA will pass to your designated beneficiaries listed on your IRA account without probate. 

A Transfer on Death (TOD) account enables an account owner to name beneficiaries on their personal (non-retirement plan) investment accounts. A TOD account avoids probate, as well, at the owner's death. 

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