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Can I write a check from my IRA to use as a qualified charitable distribution (QCD)?

Can I write a check from my IRA to use as a qualified charitable distribution (QCD)? For example, if my required minimum distribution (RMD) is $50,000 and I need a total of $70,000 from my IRA, can I withdraw $50,000 in January and make QCDs totaling $5,000 in February, and withdraw $15,000 in March? Will the $5,000 QCD be okay to subtract from the $70,000 reported on Form 1099-R?

IRAs, Charity
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September 2018

From your required minimum distributions you can send up to 100% of the RMD or to a max $100,000, whichever is lower, directly to charity. Writing a check is one of the preferred methods. Keep in mind that you will receive a 1099-R that does not show that the money went to charity. You have to make that adjustment when you report your taxes on your 1040.

September 2018
September 2018