If I think there is a pullback in the market, what can I invest in that will let my money work for me?

The market is as hot as it has ever been, and the timeline suggests that it is almost due for a pullback. Is it a good idea to close out my investments and hold on to cash for a while? Are there any other ways to invest that allows my money to work for me?

Financial Planning, Investing, Alternative Investments
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July 2017
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My honest opinion after 21 years in the industry is why?

As you stated you want your money to work for you.  What is your goal for this money?  If the goals is less than 3 or 4 years you should not be in the market.  If your goals (tangible goals) are longer than that you must take a what your risk profile is and if how you are invested fits that profile.

I have seen many market corrections, bubbles burst, planes fly into WTC, 2008 credit crisis.  The one truth that I live by with my clients is the market does not care about me or you.  So we must look at what are your goals, timeline and risk profile and do they match up.  

The hardest part of trying to time the market.  Is when is the bottom?  Is it 5%, 10%, 20% or more?  

Stick your your investment policy, keep your eyes on the goals and rebalance your portfolio when the target allocation moves beyond levels you are comfortable with.  You will be further ahead than trying to sell at the top and buy at the bottom.  

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