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Is it best to roll over a 401k into an IRA before taking the money out?

401(k), IRAs
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March 2016

In reality, it doesn’t make a difference in terms of taxes and getting access to your money. We believe it is in your long-term best interest to roll the money over when you leave your employer depending on how expensive your 401(k) plan is versus your investment advisor. You also gain in terms of flexibility in your investment options. Nothing changes in terms of taxes or your ability to gain access to your money. You are just rolling your funds over from a more expensive bucket into a more cost-effective bucket.

March 2016
February 2016