Is it possible, at age 63, to receive my deceased husband's Social Security benefits and continue working part-time?
I am considering cutting back to part-time work. I am 63 years old and my husband passed away a few years ago. Would it be possible to receive his Social Security benefits and still work part-time?
You would be collecting Widow's benefits which are reduced for claims placed before your own full retirement age. Further, there are limits on how much you may earn while collecting Widow's benefits prior to your full retirement age. That limit is adjusted each year, after which your benefit will be reduced $1 per $2 earned over the limit. However, that money is not lost, but simply withheld for payment at a future date. Here is a link to explain this further https://www.ssa.gov/pubs/EN-05-10084.pdf I also suggest visiting the Social Security office to review your situation with a representative before making any decisions.
You can work part time and received your widow's benefit, but your benefit will be reduced if you make more than $17,040 (2018 limit - it changes every year). Here are more details straight from the Social Security Administration: https://www.ssa.gov/pubs/EN-05-10069.pdf