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Should I fund my wife's Roth IRA account with withdrawals from my Roth IRA?

I am 62 years old, my wife is 51, and our son is 19. My wife and I both have Roth IRAs, each valued over $100,000. I am retired and my wife still works. I am thinking of funding her IRA by withdrawing from mine. Is this a good idea?

Retirement, IRAs
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April 2018

I'm missing how this is a good idea, or what you are trying to accomplish.

So no I don't think this is a good idea.


There are no required minimum distributions required on a ROTH IRA- so you aren't pushing those back.


If you are looking to fund her ROTH IRA you should do it from other savings or current income.


Best of luck.


April 2018
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April 2018