What is the best way to rollover my Roth 401(k) into a Roth IRA?

I am 62.5 years old and retired. I have a Roth 401(k) with my former employer that I first contributed to in November, 2014. I also have a Roth IRA that I opened in 2010. I want to rollover the entire balance in my Roth 401(k) to my Roth IRA. The benefits team at my former job tells me that they will create two checks for me. One is non-taxable for the amount of my contributions and the second is taxable for the earnings amount. They said they have to create a check for taxable amount since I've had the Roth 401(k) for less than five years. My Roth IRA is over seven years old, so I'm trying to understand how I can deposit the entire balance of my Roth 401(k) (both checks from my former employer) into my Roth IRA without incurring any taxes.

401(k), IRAs, Taxes
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December 2017

You won't incur any tax liability.  Since your personal Roth IRA has been in existence for more than five years, after you deposit both checks into it from your Roth 401(k), all of your money will be fully available to you with zero taxes.  The holding period in the Roth 401(k) immediately changes to the holding period of your Roth IRA by IRS law.

December 2017
December 2017
December 2017