Investing Annuities

Annuities

Annuities are periodic payments. People looking to secure retirement with an annuity pay an insurance company a lump sum in exchange for regular payments after retirement until they die. Is an annuity an insurance policy that's right for you?

Perpetuity

Perpetuity, in finance, is a constant stream of identical cash flows with no end. An example of a financial instrument with perpetual cash f...

Delayed Perpetuity

Delayed perpetuity is a perpetual stream of cash flows that start at a predetermined date in the future.
Guaranteed Minimum Income Benefit - GMIB

A guaranteed minimum income benefit (GMIB) is a type of annuity option that guarantees a certain level of minimum payments.
Payout

Payout refers to the expected financial return or monetary disbursement from an investment or annuity.