To apply for the Canada Pension Plan, complete the application online, or print it out and mail it to Service Canada. If you fill it out online, there are two steps to the process. First, complete your application online and submit it electronically. Then, print out the signature page provided in Step 7 of the application, sign it and mail it to Service Canada.

Plan Benefits

The Canada Pension Plan (CPP) provides monthly benefits to contributors and their beneficiaries upon the contributor's retirement, disability or death. Working Canadians over the age of 18 are required to contribute a portion of their monthly incomes to the CPP. Benefits of the plan include pension sharing, disability benefits and credit splitting for divorced or separated couples. Eligible Canadians must apply for the Canada Pension Plan in order to begin receiving benefits.


Applicants must have made at least one valid contribution to the CPP to qualify for benefits. The standard age to start getting CPP benefits is 65, but applicants may receive decreased benefits as early as age 60. Alternatively, increased benefits are awarded if the contributor delays applying until age 70 or later.

Required Documentation

Before applying, you need to have your Social Insurance Number (SIN) and banking information close at hand. If you wish to take advantage of pension sharing, you must have your spouse or common-law partner's SIN as well. You must also provide your children's SINs and proofs of birth if you are planning to request the child rearing provision on your application.

  1. Who is eligible for Canada Pension Plan benefits?

    Learn more about the Canada Pension Plan, who contributes to the plan and who can receive standard, disability, early retirement ... Read Answer >>
  2. How Does the Canada Pension Plan differ from Social Security?

    The most striking difference between the Canada Pension Plan and Social Security is how sustainable the CPP is versus the ... Read Answer >>
  3. When should I take my Canadian Pension Plan distributions?

    The Canadian Pension Plan (CPP) is a retirement program from which contributing Canadians may receive payments at the age ... Read Answer >>
  4. Does Canada have Social Security numbers?

    Learn about the Canadian Social Insurance number, which is used by Canadian residents for identification and tax reporting ... Read Answer >>
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