You can obtain dental coverage through the Patient Protection and Affordable Care Act, also known as Obamacare. You can use the federal insurance marketplace at healthcare.gov to find and compare dental plans available in your area and to enroll in one if you choose.
Some of the health insurance options available to you on healthcare.gov may include dental care. If not, you can choose to add on a standalone dental insurance plan. However, you must enroll in a health plan.to obtain access to a stand-alone dental plan,
The Affordable Care Act
The Patient Protection and Affordable Care Act was signed into law by President Barack Obama in 2010 with the intent to improve health outcomes, lower costs and ensure that a larger number of Americans get medical insurance. As of late 2018, many of its provisions are still being contested, although all efforts to repeal the law have failed.
Some of the rules have changed, however. The annual enrollment period has shrunk and efforts to promote and support the program have tapered off. If you want to use healthcare.gov to obtain coverage, be sure to find out the dates of the next enrollment period.
Signing Up for Dental Insurance
If you want dental insurance, the health insurance marketplace gives you a way to easily check for options and compare prices. If you sign up for a stand-alone dental plan, remember you'll be billed separately for that coverage.