You can choose from several options when you need to cancel or close your Netspend card. NetSpend cards are prepaid debit cards. You can deposit money directly or you can use a reload location to fund your account, and are considered by many to be a fast and reliable way to make whatever payments they need to,

The card allows a debit, credit and ATM withdrawal feature. Netspend also offers several other benefits, such as online account access and a payback rewards program. However, sometimes you need to deactivate or cancel your card altogether, and there are three ways to do this.

Withdraw From an ATM

The simplest way to cancel or close your Netspend card is by withdrawing all your funds from an ATM. However, there is a domestic ATM cash withdrawal fee of $2.50. This does not include the ATM transaction fee, which can range from $1 to $5 on average. If you are using an international ATM, the withdrawal fee is $4.95 in addition to the ATM's own transaction fee.

One issue with closing your account this way is that many ATMs only dispense in $20 denominations, while some offer $50 and $5 options. This may cause issues when you are trying to completely close out your balance if you do not have this exact amount.

Request a Check

A different way to close or cancel your Netspend account is by requesting a check. Netspend estimates that this process takes three or four weeks. There is also a fee of $5.95 to receive the check. If you would like to request a check for the balance of your account, call 1-866-387-7363 or log in to the online account center.

There are fees involved with closing your account by withdrawing from an ATM or requesting a check. For more information, contact Netspend directly.

Call Netspend Directly

The third option for closing your account is to call Netspend directly at 1-866-387-7363. This may be the fastest option and it doesn't involve moving. Yet it does give Netspend the option to try and offer incentives to keep your account open. Perhaps you find this annoying and simply want to get it over with, or maybe what they offer is good enough for you to keep your account open.