All Best Buy credit cards can be paid off in-store using cash or check. These credit cards have great benefits for consumers who regularly make purchases in Best Buy stores, online, or through Best Buy affiliates. Cardholders can also pay their Best Buy credit card bills by check, over the phone, by mail, and online through

Types of Cards and Rewards

Best Buy has two types of credit cards available. One can only be used through Best Buy and its affiliates. The other, a Best Buy Visa, can be used at any retailer that accepts Visa. Both cards offer those shopping at Best Buy a cashback reward of 5%. The Best Buy Visa offers cardholders 2% cash back on groceries and at restaurants and 1% cashback on everything else. Occasionally, the card will offer additional cashback in categories that change throughout the year. Special financing offers do not earn cashback rewards.

Best Buy offers additional rewards to its Elite Plus customers. Cardholders can qualify to be Elite Plus members after spending $3,500 at Best Buy or an affiliate store in one calendar year. After earning the Elite Plus status, cardholders then earn 6% cashback on all Best Buy purchases.

Other Features

Both cards allow customers to create and manage their accounts online. By using the online feature, cardholders can update their personal information, view transaction activity, and check their card balance. Visa offers consumers zero fraud liability in the event of a lost or stolen card. Any lost or stolen cards should be reported to the company as soon as possible.