A:

All Best Buy credit cards can be paid off in the store using cash or a check. These credit cards have great benefits for consumers who regularly make purchases in Best Buy stores, online or through Best Buy affiliates. Cardholders can also pay their Best Buy credit card bills by check, over the phone, by mail and online through BestBuy.com.

Types of Cards and Rewards

Best Buy has two types of credit cards available. One can only be used through Best Buy and its affiliates. The other, a Best Buy Visa, can be used at any retailer that accepts Visa. Both cards offer Best Buy shoppers 5% cash back. The Best Buy Visa offers cardholders 2% cash back on groceries and at restaurants and 1% cash back on everything else. Occasionally, the card will offer additional cash back in categories that change throughout the year. Special financing offers do not earn cash-back rewards.

Best Buy offers additional rewards to its Elite Plus customers. Cardholders can qualify to be Elite Plus members after spending $3,500 at Best Buy or an affiliated store in one calendar year. After earning the Elite Plus status, cardholders then earn 6% cash back on all Best Buy purchases.

Other Features

Both cards allow customers to create and manage their accounts online. By using the online feature, cardholders can update their personal information, view transaction activity and check their card balance. Visa offers consumers zero fraud liability in the event of a lost or stolen card. Any lost or stolen cards should be reported to the company as soon as possible.

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