Consumers can use their Walmart credit cards to shop at Sam's Club and to make purchases at Sam's Club gas stations. However, they cannot use their Walmart credit cards when they shop online at SamsClub.com.
Payments Accepted at Sam's Club
In addition to the Walmart credit card, Sam's Club also accepts Sam's Club Credit, Walmart and Sam's club shopping/gift cards, cash or check, debit cards, American Express, MasterCard, Visa, Supplemental Nutrition Assistance Program (SNAP) benefits and Discover. Sam's Club credit cardholders may also use their cards in Walmart stores.
Benefits of Walmart Credit
There is no annual fee on Walmart credit cards. Cardholders have zero liability fraud protection and are eligible for special financing offers throughout the year. Walmart credit cardholders also receive free monthly FICO credit score reports. Walmart credit provides additional discounts on gas at Walmart gas stations, but it only provides discounts at Sam's Club gas stations that are open to the public.
Sam's Club Membership Benefits
Sam's Club members enjoy discounts on accounting and tax services. Members receive discounted auto pricing at over 10,000 dealerships around the country. Many additional benefits, from deals on travel, health insurance and vehicle maintenance are available with a Sam's Club membership. Sam's Club has a full list of its member benefits listed online; you can also visit any Sam's Club location and talk to customer service regarding membership benefits.
Different levels of membership are available. The basic Sam's savings and Sam's business cards are available for $45 per year, as of 2017. The Sam's Plus membership is available for $100 per year and offers extended shopping hours (same for business) and $10 cash back for every $500 spent, up to $500 per year.
For related reading, see "Can You Use a Walmart Credit Card Anywhere?"