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Walmart offers two types of credit cards: the Walmart MasterCard and the Walmart credit card.

How to Close Your Walmart Credit Card

To closer either one of these credit cards, contact Walmart by sending a letter to the address shown on your latest billing statement or by calling the company's customer service number. You can find the customer service number on the back of your Walmart credit card or on your latest billing statement.

If you need to close your account right away, calling customer service is the fastest way to process your request.

Details About Closing Your Walmart Credit Card

Under most circumstances, you are still liable for the full outstanding credit card balance. To prevent accumulating additional charges by any other authorized users of your Walmart credit card, collect all cards issued to other authorized users and destroy them. If authorized users are in other states than the one in which you reside, notify them about your plans to close your Walmart credit card right away.

Until you fully pay your outstanding card balance, the applicable 23.65% annual percentage rate (APR) for the Walmart credit card and up to 23.65% APR (25.9% for cash advances) for the Walmart MasterCard apply to remaining balances.

Through Synchrony Bank, Walmart reports your credit card activity to the three credit bureaus (Equifax, Experian and TransUnion). Closing your account may negatively impact your credit history, depending on how long you have kept your Walmart credit card. If your Walmart credit card is your oldest credit card, consider paying off the full balance and keeping your account open instead of closing it.

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