A:

It is possible to get a free credit report from Equifax, as well as the other two major credit bureaus, Experian and TransUnion. Equifax is a consumer credit reporting agency, and its main purpose is to track and monitor the credit of American consumers. You can purchase detailed personal credit information on others, as well as your own personal credit score. Businesses can also access services to monitor the credit of their employees or other businesses.

How to Get a Free Credit Report

To get a free credit report from Equifax, visit its website at Equifax.com. Under the "Personal Solutions" tab, select "Credit Report Assistance" and click on the "Get My Free Annual Credit Report" link. This link takes you directly to FreeCreditReport.com, a website designed by all three of the major credit agencies to provide consumers with a free annual copy of their credit report. This website only allows consumers to access one free report per credit bureau per year.

To continue, click the button to request your free credit report and follow the three-step process:

  1. Enter all of your personal information, including your name, address, date of birth and Social Security number (SSN), and complete the CAPTCHA security check.
  2. Pick one of the three major credit reporting agencies. In this case, select Equifax.
  3. Receive your personal Equifax credit report for review.

Check your credit report on an annual basis and any other time you have concerns about suspicious activity relating to your credit. Because you get one free report from each bureau every 12 months, you can potentially check your credit every four months, if necessary.

(For related reading, see "How to Read a Consumer Credit Report.")

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