Insurance FAQs

  1. How much of a drug company's spending is allocated to research and development on average?

  2. Does dental insurance cover crowns?

  3. What are the tax implications of a life insurance policy loan?

  4. What is the difference between a copay and a deductible?

  5. What country spends the most on healthcare?

  6. How much do changes in interest rates affect the profitability of the insurance sector?

  7. Can your insurance company drug test you?

  8. Can your insurance company drop you after an accident?

  9. What are the pros and cons of life insurance policy loans?

  10. What is the average price-to-earnings ratio in the insurance sector?

  11. What are the most effective ways to reduce moral hazard?

  12. What level of reserve ratios is typical for an insurance company to protect against large losses?

  13. Can a flexible spending account (FSA) be used for a spouse?

  14. What happens to insurance policies and variable annuities if the insurance company itself goes bankrupt - do the policyholders get anything out of it?

  15. How does the insurance sector work?

  16. When is it a Good Idea to Use ILIT Trust?

  17. What is the main business model for insurance companies?

  18. How To Choose an Insurance Company?

  19. What Damages are Covered by my Home Insurance or Auto Insurance?

  20. What is an elimination period?

  21. Can an Insurance Company Deny Coverage?

  22. What is moral hazard?

  23. What is the expense ratio in the insurance industry?

  24. What are insurance sector companies usual profit margins?

  25. Can your insurance company cancel your policy without notice?

  26. What is the difference between term and universal life insurance?

  27. Shipping Freight: CFR Versus CIF

  28. What is a gatekeeper?

  29. How does the 80% rule for home insurance work, and how do capital improvements affect it?

  30. Does FSA cover massages?

  31. Loss Ratio vs Combined Ratio

  32. Dental coverage on flexible spending account (FSA)

  33. Difference between a peril and a hazard

  34. How your driving record affect your car insurance?

  35. Operation management in healthcare

  36. How do I become an underwriter?

  37. Moral Hazard vs Adverse Selection

  38. Does dental insurance cover dentures?

  39. Is dental insurance tax deductible?

  40. Does a Flexible Spending Account (FSA) cover Lasik?

  41. Does a Flexible Spending Account (FSA) cover acupuncture?

  42. How much renters insurance do you need?

  43. Does renters insurance cover dog bites?

  44. Can I get renters insurance without a lease?

  45. Can roommates share renters insurance?

  46. Can a Flexible Spending Account (FSA) be used for Lasik?

  47. Does homeowners insurance cover tree damage?

  48. Can a Flexible Spending Account (FSA) be used for a gym membership?

  49. Does homeowners insurance cover roof replacement?

  50. Do Flexible Spending Accounts (FSAs) expire?

  51. Do flexible spending accounts (FSA) funds roll over?

  52. Can I get dental insurance with Medicare?

  53. Does homeowners insurance cover broken pipes?

  54. What are catch-up contributions for Health Savings Accounts (HSAs)?

  55. Does a Flexible Spending Account (FSA) cover glasses?

  56. Who can make catch-up contributions to a Health Savings Account (HSA)?

  57. Does homeowners insurance cover roof leaks?

  58. Does renters insurance cover jewelry?

  59. Does a Flexible Spending Account (FSA) cover teeth whitening?

  60. Does money in a Flexible Spending Account (FSA) roll over?

  61. Does dental insurance cover teeth whitening?

  62. Can I get dental insurance with Obamacare?

  63. Is homeowners’ insurance tax deductible?

  64. Does your car insurance company report accidents to the DMV?

  65. Why do insurance policies have deductibles?

  66. How can an investor evaluate the leverage of an insurance company?

  67. What are the benefits of high net worth insurance?

  68. Who are Berkshire Hathaway's (BRK.A) main competitors?

  69. How can I apply sensitivity analysis to my investment decisions?

  70. What is the average return on equity for a company in the insurance sector?

  71. What impact have terrorist attacks had on the insurance industry?

  72. How does the Affordable Care Act affect moral hazard in the health insurance industry?

  73. How do I calculate the combined ratio?

  74. What is the pro rata condition of average on an insurance claim?

  75. What types of companies are in the automotive sector besides auto manufacturers?

  76. What does the underwriter do in a new stock offering?

  77. How does a decline in housing prices affect the banking sector?

  78. What countries represent the largest portion of the global banking sector?

  79. What is the average return on equity for a company in the financial services sector?

  80. What barriers to entry exist in the financial services sector?

  81. What types of regulations are in place regarding fringe benefits?

  82. How did Johnson and Johnson's corporate responsibility policy pay off in 1982?

  83. How does the grace period work on my Flexible Spending Account (FSA)?

  84. What's the difference between a grace period and a run out period?

  85. On average, what can I expect my private mortgage insurance (PMI) rate to be?

  86. What is disability-income insurance?

  87. Is there a limit on the amount of disability insurance that I can buy?

  88. What is a "force majeure"?

  89. Does it make sense to get my house and car insurance at the same place?

  90. What is happening during a risk repricing?

  91. How is something "brought over the wall" in an investment bank?

  92. Why is my insurance premium so high/low?

  93. What is authorized stock?

Trading Center