Personal Finance FAQs

  1. What Is a Ginnie Mae Security?

  2. Do I have to complete all exams within a certain period of time to receive the CFA charter?

  3. What is the difference between closed-end credit and a line of credit?

  4. How do interest rate changes affect the profitability of the banking sector?

  5. How can I purchase stock directly from a company?

  6. What is the difference between a buy-side analyst and a sell-side analyst?

  7. What are the benefits of an investment club and how can I find one?

  8. What Affects Your Credit Score

  9. Is Your Credit Score Affected by the Number of Cards You Have?

  10. Can I Apply for an O-1 Visa If I Don't Get an H-1B?

  11. How many attempts at the series 7 test are permitted?

  12. What type of work experience can count towards the work experience required to obtain the CFA charter?

  13. Are there any continuing education requirements after I pass the Series 7 examination?

  14. How do I register for the CFA program for the first time?

  15. If I am looking to get an investment banking job, what education do employers prefer? MBA or CFA?

  16. What is the difference between Series 9/10 and Series 24 qualification exams?

  17. What is a reasonable amount of debt?

  18. Safe and Liquid Options to Invest Your Emergency Fund

  19. How will debt settlement affect my credit score?

  20. Can Netspend cards be used internationally?

  21. Does the FDIC cover business accounts?

  22. How does Sallie Mae disburse funds?

  23. Can you use your Walmart credit card at Sam's Club?

  24. Overdraft or credit cards: Which is better to borrow money?

  25. What net interest margin is typical for a bank?

  26. Is refinancing my mortgage a good idea?

  27. Revolving Credit vs Installment Credit: What is the Difference?

  28. How do available credit and credit limit differ?

  29. How are savings & loan companies different from commercial banks?

  30. Is it a good idea to take out a loan to invest?

  31. How is interest charged on most lines of credit?

  32. What is the difference between a loan and a line of credit?

  33. When buying a car, is trade in or down payment better?

  34. How long does it take for items to show up on my credit report?

  35. What does it mean when interest 'accrues daily?'

  36. The Difference Between Term Deposit and Demand Deposit

  37. What is the difference between secured and unsecured debts?

  38. What is the difference between Magna Cum Laude and Summa Cum Laude?

  39. What are the 9 major financial institutions?

  40. Why do most of my mortgage payments start out as interest?

  41. Can Foreigners Open Savings Accounts in the US?

  42. How does a cost-of-living adjustment (COLA) affect my salary?

  43. What's the difference between a bank guarantee and a letter of credit?

  44. What is the minimum capital adequacy ratio that must be attained under Basel III?

  45. What is the difference between a 'nostro' and a 'vostro' account?

  46. These famous scandals demonstrate the agency problem

  47. What is the difference between a state and a federally chartered credit union?

  48. Will Netspend cards let you overdraw your account?

  49. What is the difference between a correspondent and an intermediary bank?

  50. How can I cancel a bank draft that I have purchased?

  51. What happens when my bank account is debited?

  52. The life of a stockbroker: a typical day

  53. What is the banking sector?

  54. Can I use a prepaid credit card to pay bills or transfer money to other accounts?

  55. Fixed and variable rate loans: Which is better?

  56. How reliable are Glassdoor salaries?

  57. Where Do Companies Keep Their Cash?

  58. What's the average salary for a finance major?

  59. How do university endowments work?

  60. What to bring to a bank to open a checking account

  61. Revolving Credit vs Line of Credit

  62. Are Sallie Mae loans considered federal loans?

  63. Understanding the Five Cs of Credit?

  64. Are personal loans bad for your credit score?

  65. How can you cancel your Walmart credit card?

  66. What affects my credit score?

  67. Can Sallie Mae loans be forgiven?

  68. Does Advertisers provide good financing?

  69. Debt and collection agency

  70. Difference between delinquency and default

  71. Continuous compounding versus discrete compounding

  72. Interest rate vs. APR

  73. How do balance transfers affect my credit score?

  74. Secured vs unsecured lines of credit

  75. Does inflation favor lenders or borrowers?

  76. Can I improve credit score with utility bill?

  77. How is my credit score calculated?

  78. Pay off my credit card debt with home equity loan

  79. Paying off debt with a balance transfer

  80. Debit card versus credit card

  81. Should I pay my mortgage with my credit card to earn credit card rewards?

  82. What's considered a good debt-to-income (DTI) ratio?

  83. What Is the Difference between Tier 1 Capital and Tier 2 Capital?

  84. Simple versus compound interest

  85. What is the difference between a non-recourse loan and a recourse loan?

  86. Compound interest versus simple interest

  87. Cost of Living: Texas vs California?

  88. How The 2008 Housing Crash Affected The American Dream

  89. Why do MBS (mortgage-backed securities) still exist if they created so much trouble in 2008?

  90. How did the ABX index behave during the 2008 subprime mortgage crisis?

  91. Do mortgage lenders use FICO 8? (EFX, TRU)

  92. Can a Walmart credit card help you build credit? (WMT)

  93. Which bank actually issues the Best Buy credit card?

  94. Can a Best Buy credit card help you build credit?

  95. What are the most common interview questions for banking/finance jobs?

  96. If My Mortgage Lender Goes Bankrupt, Do I Still Have to Pay My Mortgage?

  97. Who are Nordstrom's (JWN) main competitors?

  98. What are the basic requirements to qualify for a payday loan?

  99. Do balance transfers hurt your credit?

  100. For which kind of jobs is having Magna Cum Laude most important?

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