Best Mobile Home Dealers

Thanks to its nationwide service and large assortment of manufacturers to choose from, Factory Expo Home Centers is our best overall choice.

Factory Expo Home Centers is America's largest mobile home and manufactured home center. It was founded in 1999 in Phoenix, Arizona, and has always been independently owned. The company partners with experienced and trusted name-brand manufacturers for its single- and double-wide mobile homes, including Cavco Homes, Champion Homes, Chariot Eagle Homes, Clayton Homes, Fairmont Homes, Fleetwood Homes, Legacy Housing, Palm Harbor Homes, and Skyline Homes.

Factory Expo Home Centers delivers nationally with the exception of Alaska, West Virginia, Maine, and Hawaii. There are 18 factory locations with sales centers and 11 outlet centers throughout the country where customers can talk to salespeople directly and tour model homes. Customers can also see homes being built, which is unusual for many dealers. The process also allows customers to be involved in the building and customizing of their own home. On top of traditional financing, customers can pay by credit card and arrange for mobile home insurance online or in person.

With many floor plans, and home sizes ranging from 373 to 3,001 square feet, Factory Expo Home Centers is bound to appeal to many home-buyers. Clearance and in-stock homes are ready for immediate delivery. Prices start at $33,900 but larger homes can approach and even well exceed $100,000. Customers with credit scores above 580 could qualify for financing, with more financing options and better terms available for people with scores in the high 600s and 700s. Homes come with a 12-month warranty.

First-time homebuyers will be in good hands with Home Nation, thanks to its extensive customer service throughout the home-buying process, many floorplan options, and multiple financing programs.

Home Nation, founded in 2008, is based in the Midwest and delivers single-wide, double-wide, park model homes, and modular homes to 17 states in the Midwest, West, and South. It also coordinates delivery and setup on your land. The founder immigrated from Australia in 1984 and formed his company after he learned the carpentry and construction business. The knowledge the founder gained, and his ability to determine quality, led him to open Home Nation.

All of Home Nation's prices are publicly displayed and it offers cash discounts. Non-discounted prices range from $55,440 to $164,248. Customers can get pre-approved, select a home online, and get an estimate of all project costs before agreeing to a contract.

The company can also advise customers on lot selection if they don't have land and offers installation packages where Home Nation can take on more coordination for a fee. Mobile homes come with a one-year warranty from Home Nation, but customers can buy a seven-year warranty for an upcharge. Built-to-order homes take between 28 and 120 days to produce and deliver.

Clayton’s long history as a manufacturer has given it ample time to perfect its process in making the most energy-efficient mobile homes. 

Clayton began in 1956 with a mission to help more families realize the dream of buying a home. It offers traditional site-built homes, modular homes, manufactured homes, and tiny homes, but its offerings don't end there. Clayton has also built college dormitories, military barracks, and apartments. The company has evolved into owning its own dealerships throughout the country, giving it a factory-to-consumer channel.

Recognized in the industry with many home design awards from the Manufactured Housing Institute, Clayton has designs in a wide range of home sizes to choose from.

Clayton has implemented green practices and features that helped it earn a reputation for energy savings. It has an ISO 14001 certification for green building standards. Some of its partners in construction are industry leaders in their own right, such as Moen, Wilsonart, Frigidaire, and Hunter.

If you’re interested in buying a Clayton home, start at its Find a Retailer link and enter your zip code. From there, you’ll be directed to one or more Clayton retailers in your region. Call them to discuss your needs, design a customized home on your budget, or choose a display home for faster delivery and a lower price. 

You don’t have to finance directly through the dealer. You can shop for terms from third-party lenders who specialize in mobile home financing. Even if your credit score is in the 500s, you’ll have options. Clayton retailers provide a minimum warranty of 12 months.

Staff expertise in time frames, factory options, and the delivery and setup process has created a turnkey sales experience, making Homes Direct our top choice for best modular home dealer.

As the largest dealer in the Western U.S. since 2004, Homes Direct has 13 locations across the West Coast and four factory-direct locations at Palm Harbor Homes in Oregon, Goldenwest Homes in California, Champion Homes in Arizona, and Karsten Homes in New Mexico.

In addition to those four manufacturers, Homes Direct works with Clayton West, Golden West Oregon, Durango, and Champion California. The company offers completely customized floor plans and two-story models. Availability is limited to five states: Arizona, California, New Mexico, Oregon, Washington.

Buying a home from Homes Direct is a 6 to 15-month process. After buying land and choosing a home, customers will need to arrange for financing, permits, and site preparation before ordering a home. The final step is for the company to install the home.

Homes Direct requires a refundable deposit to lock in the price of a home. The money is placed in an escrow or trust account. Homes Direct will work with different lenders to find the right financing for the customer’s budget, credit score, down payment, foundation style, and required permits.

Modular homes tend to cost more and take longer to deliver and set up than manufactured homes because modular plans have to be approved by the state and an engineer. Manufactured homes do not require those additional approvals. The advantage of a modular home, however, is that they are appraised against site-built homes. This not only helps with obtaining a loan but also with resale value.

Mobile Homes Direct 4 Less has a lowest-price guarantee on its brand-name manufacturer product lines, making it our best dealer for single-wides.

Founded in 2014, Mobile Homes Direct 4 Less is run by John Systma and his Alamo Homes team in San Antonio and has become the highest-volume independent retailer in Texas. The company expanded in 2015 to provide its services to all of Texas through internet sales. It branded the web-based store as Mobile Homes Direct 4 Less.

While the company has other offerings that begin at $38,999 and can go up to $182,499, the single-wides are the most affordable. Mobile Homes Direct 4 Less has other brands in addition to Clayton. Floor plans include multiple bed and bath options in single- or double-wide layouts. The company promises to always be $400 less on Clayton single-wides and other brands than their competitors.

The sales process begins by calling the company to schedule a visit or by completing an online form. The company helps you with home selection, upgrade options, touring a model, and delivery coordination. It can also recommend lenders that will finance your purchase based on your credit score and down payment.

Thanks to its massive online catalog and nationwide shipping, the best deal in double-wides is ModularHomes.com, which connects buyers with showrooms across the U.S. from its headquarters in Irvine, California. 

Those looking for the larger area that a double-wide can provide (from 900 to more than 2,700 square feet) can begin their search with ModularHomes.com. Plan on the process taking from six to 16 weeks.

Customers can do a lot of research online. They can compare floor plans, take digital tours, and search for their favorite features. 

ModularHomes.com’s sales staff will help customers find the right loan with connections to lenders for modular, mobile, and manufactured home loans. The company also has refinancing options, so customers can modify their loans later. Warranties vary by manufacturer, but in most cases last for 12 months.