Best Motorcycle Insurance

We read the fine print to help you find the best motorcycle insurance

We publish unbiased product reviews; our opinions are our own and are not influenced by payment we receive from our advertising partners. Learn more about how we review products and read our advertiser disclosure for how we make money.

There’s something about hitting the open road on a motorcycle that feels exhilarating and fun. However, even the most experienced riders have accidents, so it's important to be prepared with quality motorcycle insurance that will provide all of the coverage you need.

When comparing options for motorcycle insurance, you want to make sure that you’re thinking of the big picture as well as the little details. Not only do you want to meet your state’s minimum requirements for liability coverage; you also want to protect investments such as custom parts or expensive riding gear, which not every company is willing to cover.

With so many available insurance providers, picking the best option may seem like a Herculean task. To make things easier, we read the fine print on policies for more than 30 national motorcycle insurance providers to find the best options in terms of coverage, discounts, customer satisfaction, and other perks. Based on our findings, we have selected a list of six top providers for motorcycle insurance.

Best Motorcycle Insurance Companies

Provider Best For
Markel Best Overall Motorcycle Insurance
Safeco Best for Cheap Motorcycle Insurance
Harley-Davidson Best for New Riders
Dairyland Best for High-Risk Riders
USAA Best for Military Members
Foremost Best for Custom or Vintage Bikes

Below you'll find motorcycle insurance offers available from our advertising partners, followed by our complete in-depth list of the best motorcycle insurance companies we've found.

Markel: Best Overall

Markel

With more than 40 years of experience and a wide array of coverage options, Markel earns its title as the best overall choice for motorcycle insurance. Although the company doesn’t offer all of the tech tools that larger companies provide, it more than makes up for it in its wide range of coverage options and discounts.

Pros and Cons

Pros
  • Widest range of coverage in the industry

  • Expansive list of discount offerings

  • Offers accident forgiveness

Cons
  • Limited tech tools for customers

  • Coverage not available in Massachusetts or North Carolina

Coverage

Markel offers customizable policies with its motorcycle insurance so that you can protect your bike and all of its accessories. Within its policies, Markel provides the following types of coverage: 

  • Bodily injury and property damage liability
  • Passenger liability for anyone riding with you
  • Medical payments and funeral expenses
  • Collision and comprehensive
  • Accessory coverage up to $30,000
  • Uninsured motorist coverage
  • Mechanical breakdown and trailer coverage
  • Roadside assistance
  • Trip interruption and rental reimbursement

Furthermore, Markel insures more motorcycle types than is typical, making it attractive for anyone having trouble getting coverage. The company covers all of the following types of bikes and trikes:

  • Cruisers
  • Touring motorcycles
  • Sportbikes
  • Sport-touring bikes
  • Big twins
  • Street bikes
  • Scooters/mopeds
  • Dirt bikes
  • Trikes
  • Custom motorcycles

Discounts

Markel offers extensive discounts to its clients, which can save insured motorcycle drivers as much as 35% of their typical premium costs. These discounts include:

  • Transfer discount of 10% off just for switching to Markel
  • Anti-lock brakes discount
  • Anti-theft alarm discount
  • Multi-unit discount for those who insure more than one motorcycle
  • Renewal discount for drivers who continue to use Markel year after year
  • Safe driver discount for those who go accident free or take a safety course

Customer Satisfaction

Markel has more than 40 years of experience in the motorcycle insurance industry. The company maintains a financial strength rating of A with A.M. Best and an A+ rating with the Better Business Bureau.  According to customers on Yelp, Markel not only provides great coverage at a low price; it also has customer service specialists to take your call and answer questions. Customers also like that you can receive online quotes and automatic payment options.

Although many larger companies rely on claims satisfaction ratings from the National Commission of Insurance Commissioners, it’s worth noting that Markel’s small size makes its complaint index disproportionately affected by individual complaints. For example, the company received zero complaints in 2018 but two complaints in 2017, which made the NAIC complaint index 2.7—well above the national average.

Limitations

Policies may not be available in all states. Markel is licensed to operate in all states except Massachusetts and North Carolina, but its website does mention that not all coverage types are available in all geographic locations.

Additionally, as Markel is a fairly small specialty insurance provider, it does not have a smartphone app or other perks that some larger, nationally recognized brands may offer. Still, the company does offer online policy management and claim filing.

Additional Perks

Markel may not have the marketing power of larger companies such as GEICO or State Farm, but it does offer several perks that most motorcycle insurance providers do not. For starters, Markel has mechanical breakdown coverage for riders, which pays for any repairs your bike needs due to normal wear and tear. Most insurance companies leave this coverage up to extended warranty providers, but Markel includes it as standard coverage, which is handy for anyone driving an older bike.

The vanishing deductible program is another discount feature that makes Markel stand out from the rest. Each year an insured driver goes without an accident, the company offers a 25% reduction on the driver’s deductible until it reaches $0.

Finally, Markel is one of the few motorcycle insurance companies that have an accident forgiveness program. If you end up in an at-fault accident after at least four years with an accident-free driving history, Markle will waive its accident surcharge. This is a useful perk for relatively safe drivers who end up in a small wreck.

Safeco: Best for Cheap Motorcycle Insurance

Safeco

With more than a dozen distinct discount options, Safeco offers customers more ways to save than any of its competitors. The company also includes many free features for which competitors often charge, which makes it a safe bet for cheap motorcycle coverage.

Pros and Cons

Pros
  • Coverage for custom and OEM parts

  • Numerous discount options

  • 24/7 roadside assistance and claims filing

Cons
  • No option for online quotes

  • Coverage not available in Arkansas, Delaware, Hawaii New Hampshire, Montana, Vermont, or Wyoming

Coverage

Like most other motorcycle insurance providers on this list, Safeco provides all of the basic types of coverage you’d expect or need, including:

  • Property damage and bodily injury liability
  • Passenger liability
  • Collision and comprehensive
  • Uninsured motorist coverage
  • Medical payment provisions

However, where Safeco stands out is with all of the extra features and add-on options it provides:

  • Roadside assistance and trip interruption coverage
  • Custom parts and equipment coverage (up to $20,000)
  • OEM parts provisions
  • Riding gear and accessory replacement
  • New Harley-Davidson replacement coverage for two years

Discounts

With more than a dozen available discounts for motorcyclists, Safeco offers some of the best savings in the industry. You can save up to 40% on your premium by stacking some of these discounts:

  • Safe driving discount for those who complete a motorcycle safety course
  • Riding club discounts if you join one of 24 riding club partners
  • Experienced rider discounts based on age and claims-free riding history
  • Garage storage and homeowner discounts (for qualifying members)
  • Safety and anti-theft discounts for bikes that qualify
  • Multi-cycle and multi-policy discounts for those who bundle
  • Continuous coverage and claims-free renewal discounts for customers
  • Pay in full discount for those who pay their annual premium upfront

Customer Satisfaction

One thing that customers enjoy about Safeco is the availability of local agents and their attentiveness to your needs. Unlike some insurance companies who don’t really connect with you, Safeco prides itself on making sure you have the coverage you need anytime you’re out on the road. Many customers also seem relatively happy with the claims process, though some online reviews noted long wait times for claims payouts or approvals for repairs.

Safeco, along with its sister company, Liberty Mutual, holds an A+ rating from the Better Business Bureau.  What’s more, the NAIC states that Safeco received fewer customer complaints than the industry average for auto insurance. However, J.D. Power ranked Safeco as “about average” in its 2019 Auto Claims Satisfaction Study.

Limitations

While Safeco provides comprehensive motorcycle insurance and multiple discount options, its coverage does come with a few limitations. Safeco motorcycle insurance isn’t available in Alaska, Delaware, Hawaii, New Hampshire, Montana, Vermont, or Wyoming.

Also, Safeco isn’t a good choice for those looking for an exclusive online experience. You have to speak with a representative directly to get a quote, and its online resources are fairly limited, even on its smartphone app (Apple and Google Play).

Additional Perks

While some see working with a local agent as a drawback, others view it as a perk. With Safeco, you sort of get the best of both worlds: You have a local agent available to you, but you can file claims online and access your policy 24/7 through Safeco’s customer portal and smartphone app.

Aside from some of its special coverage inclusions, such as coverage for your riding gear and custom parts, Safeco is a basic company with basic offerings. However, if you’re looking for cheap insurance without bells and whistles, you’ll save lots of money with Safeco.

Harley-Davidson: Best for New Riders

Harley Davidson

Who knows motorcycles better than one of the top motorcycle makers in the world? Now you can not only buy your bike from Harley-Davidson; you can also obtain motorcycle coverage directly through your Harley dealership. As the company covers any type of motorcycle and offers some enticing perks, it’s a solid choice for anyone new to motorcycle riding.

Pros and Cons

Pros
  • Extensive coverage options for all motorcycle brands

  • Coverage includes maintenance and warranty options

  • Outstanding accident forgiveness policy

Cons
  • Coverage not available in all states

  • No other types of insurance policies (car, homeowner, etc)

Coverage

No matter what type or brand of motorcycle you own, Harley-Davidson Insurance is ready and willing to provide you with coverage. The options include:

  • Property damage and bodily injury liability
  • Passenger liability
  • Collision and comprehensive
  • Uninsured motorist coverage
  • Medical payment provisions
  • Personal injury protection
  • Guaranteed Asset Protection (GAP) coverage
  • Accident forgiveness

Additionally, Harley-Davidson provides some snazzy extras with all of its policies:

  • 24/7 roadside assistance for towing, battery replacement, fuel shortage, flat tires, and lost keys
  • Optional equipment coverage for custom or after-market parts
  • Bike replacement cost payouts in the case of a total loss
  • Rental reimbursement while your bike is in the shop
  • Vacation rental coverage if you rent a motorcycle while on vacation
  • Theft protection in the case of a stolen bike
  • Appearance protection for your paint job or leather
  • Maintenance plan and extended warranty coverage for up to seven years

Discounts

In addition to the lengthy list of provided coverage, Harley-Davidson offers a wide array of discounts for its customers:

  • Motorcycle license endorsement and experienced driver discounts
  • Discounts for Harley Owners Group members
  • Riding academy discount if you completed an approved safety courses in the last five years
  • New bike discount
  • Multi-cycle and bundle discounts
  • Anti-theft device discount
  • Claims-free discount for every six months you remain accident free
  • Customer loyalty discount for every year you remain a Harley-Davidson insurance customer
  • Paid on time discount when you renew your policy after making consistent on-time payments
  • Homeownership discount regardless of your homeowner's insurance company

Customer Satisfaction

While Harley-Davidson is known as one of the best motorcycle companies in the world and boasts a dedicated customer base, its motorcycle insurance is underwritten by Sentry Insurance, one of the nation’s largest mutual insurance companies. As a result, it’s hard to gauge customer satisfaction ratings for Harley-Davidson insurance as an individual provider. Still, Sentry Insurance maintains an A+ rating with the Better Business Bureau and an A+ rating of financial strength from A.M. Best. 

Limitations

Harley-Davidson doesn’t provide coverage in Alaska, Hawaii, or Washington, D.C. Available coverage and policies also vary from state to state, so it’s best to talk to a representative or obtain an online quote before switching to Harley-Davidson. Finally, the company doesn’t offer a mobile app, so your business must be conducted entirely online, over the phone, or in person, which may turn away tech-savvy clients.

Additional Perks

Overall, Harley-Davidson’s perks make it a good option for new riders. On top of its policies, the company offers extended service plans, theft and appearance protection, planned maintenance, bike loans, and a Visa rewards card that allows you to redeem points on Harley-Davidson gear, all of which come in handy for new riders. 

Harley-Davidson also has an outstanding accident forgiveness policy as a standard part of all of its policies. As long as you maintain Harley-Davidson motorcycle insurance for at least a year, your rates won’t go up after your first accident.

Dairyland: Best for High Risk Drivers

Dairyland

While many companies offer motorcycle insurance these days, very few are willing to take on high-risk drivers, as 2013 statistics gathered by the National Highway Traffic Safety Administration showed that motorcycles were more frequently involved in fatal collisions with fixed objects than other vehicles. However, high-risk cyclists with a less-than-stellar driving history can still obtain coverage through Dairyland Insurance.

Pros and Cons

Pros
  • Coverage and SR-22 documentation for high-risk drivers

  • Replacement cost coverage for bikes up to three years old

  • 24/7 roadside assistance and claims processing

Cons
  • High number of customer complaints relative to its size

  • Not available in all states

Coverage

Dairyland has numerous coverage options for drivers of nearly any type of motorcycle, scooter, or moped. Coverage options include:

  • Property damage and bodily injury liability
  • Passenger liability
  • Collision and comprehensive
  • Uninsured motorist coverage
  • Medical payment provisions
  • Personal injury protection
  • 24/7 roadside assistance
  • Rental reimbursement
  • Agreed value coverage for specialty or vintage bikes

Furthermore, with Dairyland’s physical damage plus protection, you can rest assured that you’ll receive genuine original manufacturer replacement parts anytime your bike is repaired. You can also have coverage for special equipment and custom or after-market parts installed on your bike, which is useful for those who enjoy modifying their vehicles.

Discounts

While not as expansive as some other motorcycle insurance providers, Dairyland does offer the following discounts specifically for motorcycle riders:

  • Rider course discount for those who pass a safety course
  • Rider group discount for those who belong to a motorcycle club
  • Transfer discount for riders who switch to Dairyland
  • Loyalty discount for customers who stick with Dairyland for more than one year
  • Homeowner discount for those who own an insured home
  • Multi-cycle discount for customers who insure more than one bike

Customer Satisfaction

Although some reviews note higher-than-average premiums, Dairyland and its parent company, Sentry Insurance, receive high ratings for customer satisfaction and financial stability. Out of nearly 4,200 reviews on Trustpilot, 73% of customers rated Dairyland’s insurance coverage as “excellent” and gave it a five-star rating. Sentry Insurance maintains an A+ rating with the Better Business Bureau and an A+ rating of financial strength from A.M. Best. 

Limitations

Unfortunately, Dairyland’s motorcycle coverage is limited to 45 states. Coverage is not available in California, Hawaii, Louisiana, New Jersey, Oklahoma, and Washington, D.C.

Dairyland’s policies are geared toward high-risk drivers, so its assumed risk is greater. Drivers with clean records and good credit may find that Dairyland’s premiums are not competitive with what they can command from other companies.

Additional Perks

Unlike some of the other insurance companies on this list, Dairyland does offer many digital tools to help drivers manage their policies online. The company’s mobile app (Google Play and Apple App Store) allows customers to pay their bills, access account information, and view insurance cards. Dairyland’s website is functional and easy to navigate, and there are tools to file claims and handle other insurance needs from the comfort of your home 24/7.

Furthermore, the Physical Damage Plus coverage is a great perk, as some other insurance companies that offer parts replacement coverage won’t always fork out the money for genuine original parts. If you care about preserving the authenticity of your ride, Dairyland’s Physical Damage Plus may prove quite beneficial in the case of a cycling accident.

USAA: Best for Military Members

USAA

USAA offers a wide array of insurance and investment products. What’s more, the company continuously receives high marks from rating services such as the Better Business Bureau and J.D. Power. If you are a current or former military member, then look no further than USAA for your motorcycle insurance.

Pros and Cons

Pros
  • Industry leader in customer service

  • 24/7 claim filing and customer service

  • Competitive rates and numerous discounts

Cons
  • Only available to current or former military members


Coverage

USAA offers all of the basic types of coverage for your motorcycle, including:

  • Property damage and bodily injury liability
  • Collision and comprehensive
  • Uninsured motorist coverage
  • Medical payment provisions
  • 24/7 roadside assistance
  • Custom parts coverage up to $30,000

While USAA’s motorcycle coverage is pretty bare-bones, the company does cover nearly any type of bike and trike, including:

  • Cruisers
  • Touring motorcycles
  • Sport bikes
  • Street bikes
  • Scooters/mopeds
  • Dirt bikes
  • ATVs

Discounts

While USAA may lack some of the added coverage features of other insurance companies, many military members choose it because of the low rates and attractive discounts. The latter include:

  • Multiple-policy discount for those who bundle their motorcycle insurance and other policies such as car, homeowners, and life insurance
  • Multi-cycle discount for those who insure multiple bikes through USAA
  • Loyalty discount for maintaining your USAA coverage
  • Safety training discount 5% off for those who complete an approved motorcycle safety course
  • Family discount 10% off if you’re a family member of another USAA member and join after their recommendation
  • New motorcycle discount if your bike is less than three years old
  • Storage discount for active military who place their bike in storage
  • Good driver discount for every year you remain accident free
  • Seasonal discount during times when you may not ride your bike

Customer Satisfaction

Ask any USAA member what the best part of their insurance coverage is, and they will more than likely mention the company’s outstanding customer service. USAA received higher ratings than any other insurance provider in J.D. Power’s 2020 Insurance Shopping Study and 2019 Claims Satisfaction Study. 

Limitations

USAA insurance is only available to current or former military members and their immediate family. While that’s a major limitation, it allows USAA to deliver a quality product to those who sign up for some of the most dangerous jobs in the world.

Additional Perks

USAA provides several convenient payment methods to its customers. You can pay your policy in full or elect to pay in monthly installment payments. You can schedule automatic payments through your checking account or pay using a credit card, an electronic funds transfer, a money order, or a check by telephone, through the mail, online, or via PayPal.

USAA now offers its customers free mobile tools that allow you to pay using Google Pay, Apple Pay, and Samsung Page. You can also add your debit card to your phone and make payment through it. In addition to paying your bill, you can have phone access to all your USAA products, including insurance, banking, and investing services. There are also tools for calculating a loan and to help locate an ATM.

Foremost: Best for Custom or Vintage Bikes

Foremost

Not all bikes are built the same, and Foremost realizes that. In fact, it’s one of the few companies that specifically offers coverage for vintage or special edition motorcycles.

Pros and Cons

Pros
  • Coverage options for bikes that are at least 25 years old or with more than $30,000 of customization

  • Discounts for safety features such as helmets and anti-theft devices

  • Coverage for trailers and other equipment

Cons
  • Coverage not available in Hawaii or Massachusetts

  • Coverage options may vary based on your location

Coverage

Vintage or custom bikes aren’t the only types of motorcycles the company insures. In fact, Foremost will cover nearly any type of motorcycle or low-speed vehicle. Although Foremost breaks all of its coverage options down into packages, the company offers all of the following basic types of coverage:

  • Property damage and bodily injury liability
  • Collision and comprehensive
  • Uninsured motorist coverage
  • Medical payment provisions
  • 24/7 roadside assistance
  • Custom parts coverage up to $30,000

Additionally, Foremost provides the following coverage add-ons or extras depending on the package you select:

  • Helmet and safety apparel coverage
  • Optional equipment coverage
  • Personal effects coverage
  • Trip interruption and rental reimbursement
  • Total loss replacement for up to five years
  • Trailer coverage

Besides the three levels of coverage for standard motorcycles, Foremost is one of the few companies in the industry that offers specialty coverage for specific types of bikes. The Vintage and Vintage Elite plans provide coverage specifically for motorcycles at least 25 years old that have been maintained or restored, and the Custom and Custom Elite plans provide coverage for “limited production, one-of-a-kind motorcycles or bikes with more than $30,000 in optional equipment.”

Discounts

Foremost also offers a large number of discounts for customers, some of which are hard to find anywhere else. These discounts include:

  • DOT-approved helmet provisions which provide you an extra $500 of medical coverage free of charge just for wearing a helmet while you ride
  • Increased limits meaning you can lower your premium by customizing your limits on liability, collision, and uninsured motorist coverage
  • Theft recovery provisions which give you a $500 waiver on your comprehensive deductible if you install theft recovery devices on your bike
  • Safety equipment discounts for bikes with added safety features
  • Safe driver discounts for those who complete a motorcycle safety course
  • First accident waiver if you’ve had a stretch without any incidents
  • Affinity member discounts for those who belong to organizations such as AARP
  • Multi-bike discount for insuring multiple motorcycles
  • Multi-policy discount for bundling policies
  • Policy renewal discount for continuing to use Foremost for your coverage

Customer Satisfaction

Although the company is a subsidiary of Farmers Insurance Group, Foremost Insurance holds stand-alone ratings of A+ from the Better Business Bureau and A from A.M. Best.  However, Farmers Insurance Group received a rating of “about average” in J.D. Power’s 2019 Insurance Claims Satisfaction Study.

Limitations

Due to its size and structure, Foremost motorcycle insurance does come with some limitations. Coverage is not available in Hawaii or Massachusetts, and some coverage options and policy add-ons are not available in all geographic areas.

Also, Foremost restricts to whom it issues insurance. The company will not insure high-risk drivers, especially those who have a suspended or restricted license. Foremost also reserves the right to base premiums or deny coverage based on your credit score, meaning that it may not be the best option for those with poor credit.

Additional Perks

While Foremost doesn’t offer many additional perks, the fact that it has an unusually high $3,500 of coverage for customized equipment and some policy options for custom bikes makes it a good choice for those who invest lots of time and money in their motorcycles.

How Much is Motorcycle Insurance?

Just as with any other type of insurance coverage, companies use a wide array of factors to determine how much to charge for motorcycle insurance, including age, gender, location, type of bike, average usage, requested coverage, driving history, and credit score. As motorcycles come with specific risks, you should compare policies and always read the fine print before committing to a provider.

Make sure that there are no coverage exclusions or hidden fees based on the type of bike you’re insuring, any custom equipment, and your typical driving time on the bike. Keep in mind that sports bikes or street bikes are the most expensive to insure, because they pose the highest risk of accident and theft.

Do You Need Motorcycle Insurance?

Some people assume that your standard car insurance coverage will carry over to your motorcycle, but that isn’t true. Some insurance companies do offer policyholders the option to add on a motorcycle endorsement or rider to their existing policy, but these options do not always provide the best, most thorough coverage. Also, each state maintains specific insurance requirements for motorcycles. While these are usually fairly basic, you still need to make sure that you carry anything that’s required before you hit the road.

In most cases a stand-alone policy is going to be your best bet to attain all of the needed coverage while also protecting other assets, such as custom parts, passengers, and riding gear. While it may not seem like it when comparing premiums, a stand-alone policy could also save you money, because these policies take into account the specific risks and coverage needs for motorcycles.

What are the Different Types of Motorcycle Insurance?

Like car insurance policies, there are many types of motorcycle insurance that you may need or want to add to your policy. These individual types of coverage include:

  • Bodily injury and property damage liability, which pays for the other party’s medical care and property damage if you’re found at fault in an auto accident
  • Collision coverage, which pays for damage to your own car regardless of fault
  • Comprehensive coverage, which pays for damage to your car in the event of weather damage or theft
  • Personal injury protection/medical payments, which cover your own medical expenses regardless of fault
  • Uninsured motorist coverage, which pays for your own medical and car repair bills if you are in an accident with an uninsured driver
  • Customized parts coverage, which is for parts you added to your motorcycle after purchasing it, such as sidecars, custom paint, and chrome wheel rims.
  • Guaranteed Asset Protection (GAP) coverage, which pays the gap between what is owed on your car’s lease or loan and its current value if the accident caused a total loss.
  • Accessory and riding gear coverage, which helps provide replacement funds for items such as helmets, leather, and other things you may wear or attach to your bike to help protect you while riding

What's A Lay-up Period And How Can It Help Me Save On My Motorcycle Insurance?

Unless you live somewhere with warm weather year-round, chances are you'll store your motorcycle for the winter. Because of this, most motorcycle insurance providers offer what's called "lay-up insurance" during the winter months. During this lay-up period, you'll likely save money on your premium but still receive coverage for theft and other damages that could occur in storage. However, always keep in mind that your insurance company won't cover an accident that occurs on the road during the lay-up period, so don't select this option if you plan to ride year-round.

How Can You Get Cheap Motorcycle Insurance?

While you should never skip out on certain types of coverage just to save money, there are smart ways you can save on your motorcycle insurance. These include:

  • Looking for providers that offer lots of discounts
  • Taking a motorcycle safety course
  • Maintaining a clean driving record and good credit score
  • Joining brand-related owner’s groups or cycling clubs
  • Bundling policies such as car, life, and homeowners insurance with your motorcycle coverage
  • Choosing a bike that’s cheaper to insure

The Bottom Line

Buying the best motorcycle insurance you can afford gives you the confidence that you can tackle whatever the road throws at you, which can give you some peace of mind and let you enjoy riding without fear. When selecting a policy, don’t forget to look at all of the finer details in the provided coverage as well as discounts and other perks that may make the company you choose worth it.

Methodology

When determining our top motorcycle insurance choices, we studied policies for more than 30 companies to see what each one offered in terms of coverage and discounts. We also evaluated each company based on several categories, including financial strength via A.M. Best, claims satisfaction ratings based on J.D. Power’s latest Claims Satisfaction Survey, and customer reviews from websites such as the Better Business Bureau, Consumer Reports, and more. Our analysis is intended as a useful guide, but we encourage you to shop around and compare quotes before committing to a motorcycle insurance provider.

Article Sources

Investopedia requires writers to use primary sources to support their work. These include white papers, government data, original reporting, and interviews with industry experts. We also reference original research from other reputable publishers where appropriate. You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy .
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