Digital safety is a top priority for many Americans, a concern that seems to be growing steadily each year. Recent data shows that the Federal Trade Commission (FTC) received more than 5.7 million reported cases of identity theft and complaints related to other consumer issues in 2021.
Understanding the importance of protecting your family online can help you keep fraudsters and hackers at bay, so you can do what you love to do online—safely and securely. Below, we share insights on the benefits of providing digital safety to your family and actionable steps on how to seamlessly integrate powerful online security measures into your life.
Understanding Digital Safety
Identity theft affects about 1 in 20 Americans each year. In a matter of minutes, identity theft can occur via hacked bank accounts, medical files, and credit cards, to name a few. Unfortunately, this means that there’s a high probability of identity theft happening to you or someone you love.
To prevent identity theft, it’s important to monitor your kids’ online activities, especially when it comes to social media and online shopping. Most devices these days come equipped with parental controls that typically allow you to set time restrictions, block content based on age, control spending, and restrict communication from unknown or unwanted strangers.
Social media apps also come with kid-friendly options including YouTube Kids and Facebook’s Messenger Kids. And some web browsers can help you limit search results with safe-search filters to prevent adult content from surfacing.
Establishing family rules may be one of the most significant steps you can take to keep your loved ones protected. Teaching your family about online privacy and what they can and cannot do on the internet is a great first step in reducing digital theft and fraud.
The Top Threats Families Face Online
Digital theft is not only a threat to many families, it’s also very costly. More than 1.25 million children in America have been victims of identity theft and fraud in recent years, costing the average affected family more than $1,100. Additionally, over 70% of child identity theft and fraud victims know their perpetrators, and over half of all cases involve children ages 9 and younger.
Some of the most common warning signs of child identity theft include:
- Your child already has a credit report
- Your child starts to receive credit card offers in the mail
- Your child gets a letter from the IRS claiming unpaid taxes
- Your child is denied government benefits
While keeping your family safe from digital threats may seem challenging, it’s best to teach your children early on to keep their personal information safe and not to share it with anyone. You should also keep their Social Security number in a secure location and only give it out in appropriate circumstances.
How to Keep Your Loved Ones Protected
While there’s no surefire way to entirely avoid becoming a victim of identity theft, a few actionable steps can help to minimize identity theft risk for your loved ones. These include monitoring your accounts and credit history, using a virtual private network (VPN), and creating strong passwords.
Partnering with a company that can provide additional protection is another important step. With Aura’s Family Identity Theft Protection, you can access one-stop protection for the whole family and every family plan protects up to five people (kids or adults). Each adult member gets to enjoy the same benefits as the family plan subscriber, plus $1M ID theft insurance for eligible losses.* You’ll also be able to add your spouse, parents, and kids to your plan to help protect them from identity theft and financial fraud. Soon to come in April 2022, Aura Family Plans will include Circle Parental Controls, an app that helps block mature and inappropriate content, set screen time limits, and track your child’s internet usage.
To better protect your loved ones, Aura also alerts you if your child’s Social Security number has been stolen or if their personal information was exposed online. What’s more, they help to keep your family’s online data secure from hackers with their one-tap, online security feature, which activates a built-in VPN that blocks dangerous sites and helps stop those sites from stealing their sensitive information.
With cyberattacks on the rise, digital security is more important than ever. Alerting you to threats is only half the battle—finding a solution that covers the whole family can help you achieve peace of mind.
* Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group‚ Inc. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.