• Education
    • Reference
      • Dictionary
      • Investing 101
      • The 4 Best S&P 500 Index Funds
      • World's Top 20 Economies
      • Stock Basics Tutorial
      • Options Basics Tutorial
      • Economics Basics
    • Topics
      • Stocks
      • Mutual Funds
      • Options
      • Tech
      • ETFs
      • Bonds/Fixed Income
      • Commodities
  • Markets
    • News
      • Watchlist
      • Company News
      • Market/Economy News
    • Popular Stocks
      • Apple (AAPL)
      • Tesla (TSLA)
      • Amazon (AMZN)
      • AMD (AMD)
      • Facebook (FB)
      • Netflix (NFLX)
  • Simulator
    • Simulator
      • Create an Account
      • Join a Game
    • My Simulator
      • My Game
      • Create a Game
  • Your Money
    • Personal Finance
      • Credit
      • Budgeting/Saving
      • Taxes
      • Retirement
      • Mortgage
      • Insurance
      • Small Business
      • Wealth Management
    • Reviews & Ratings
      • Broker Reviews
      • Charles Schwab Review
      • E*TRADE Review
      • Robinhood Review
  • Advisors
    • Financial Advice
      • Advisor Insights
      • Investopedia 100
    • For Financial Advisors
      • Join Advisor Insights
      • Your Practice
  • Academy
    • Popular Courses
      • Investing for Beginners
      • Become a Day Trader
      • Trading for Beginners
      • Technical Analysis
    • Courses by Topic
      • All Courses
      • Trading Courses
      • Investing Courses
      • Financial Professional Courses
  • Login
  • Advisor Login
  • Newsletters
Credit & Debt
  • Building Credit
  • Debt Management
Credit & Debt Building Credit

Building Credit

Learn how to raise your credit score using these important tips and strategies. Know what credit rating agencies are, how they work, and what matters most when it comes to your credit score.

Credit & Debt
  • Building Credit
  • Debt Management

Credit Report Definition

A credit report is a detailed breakdown of an individual's credit history, provided by one of the three major credit bureaus.

  • Fico vs. Experian vs. Equifax: What's the Difference?

  • The Difference Between Credit Karma vs. Experian

  • Top Sources for Free Credit Scores

  • Creditworthiness Definition
  • Pen on the business paper. Report chart

    How Do Balance Transfers Affect My Credit Score?

  • Bad Credit Definition

  • What is the highest achievable FICO score?

  • Why Credit Karma Is Free and How It Makes Money

  • Credit Score Ranges: What Do They Mean?

  • Will Bouncing a Check Damage My Credit Score?

  • FICO 5 vs. FICO 8: What Are the Differences?

  • Find the Best Credit Cards for Teens

  • How Is My Credit Score Calculated?

  • Getting Your Credit Score from a Bank

  • How Too Many Credit Cards Can Hurt Your Credit Score

  • How to Use a Credit Card to Build Credit

  • What Affects Your Credit Score

  • How long does it take for items to show up on my credit report?
  • The Fair Isaac Corporation (FICO), creator of the FICO score, is rolling out a new scoring model that offers hope to consumers whose credit reports contain certain types of negative information.

    Fair Credit Reporting Act (FCRA) Definition

  • FICO Score

  • Top 5 Debit Cards for Teens

  • Credit Score: Definition, Factors and How to Improve It

  • The Importance of Your Credit Rating

  • Earn Credit Card Rewards for Paying Student Loans

  • How will debt settlement affect my credit score?

  • Best Credit Cards For International Students

  • How to Read a Consumer Credit Report

  • How Not Paying Cable Bills Could Hurt Your Credit Score

  • How Bad Is My Credit Score? What You Should Know

  • Do inquiries for preapproved offers affect my credit score?

  • Soft Inquiry

  • Highest Credit Score: Is It Possible to Get It?

  • Building Credit Without Credit Cards

  • Free Credit Score: Is It Really Free?

  • Should I Pay to Check My Credit Score?

  • Beacon Score

  • How do credit reports and investigative consumer reports differ?

  • The Top 3 Credit Bureaus

  • Student Loan Consolidation Definition

  • Why Get a Gas Credit Card?

  • How to Establish Credit with No Credit History

  • Build Your Credit Score

  • Credit Cards: Should You Ever Pay an Annual Fee?

  • FICO v. FAKO: Limitations of Free Credit Scores

  • Subprime

  • Negative Information

  • Good Credit
  • Cannabis Sativa Plant

    Where the Democratic Candidates Stand on Cannabis

  • Can I improve credit score with utility bill?

  • Credit Event

  • What Is TikTok?

  • Super-Prime Credit

  • What Is Saudi Aramco?

  • Credit Review

  • Impaired Credit

  • Is your salary on your credit report?

  • Is Your Credit Score Affected by the Number of Cards You Have?

  • Credit Muling

  • 6 Benefits of Increasing Your Credit Limit

  • Voluntary Bankruptcy

  • FICO (Fair Isaac)

  • Precision Score

  • Credit Repair
  • Terms
  • News
  • Tutorials
  • About Us
  • Advertise
  • Contact
  • Privacy Policy
  • Terms of Use
  • Careers
  • #
  • a
  • b
  • c
  • d
  • e
  • f
  • g
  • h
  • i
  • j
  • k
  • l
  • m
  • n
  • o
  • p
  • q
  • r
  • s
  • t
  • u
  • v
  • w
  • x
  • y
  • z
Investopedia is part of the Dotdash publishing family.
  • The Balance
  • Lifewire
  • TripSavvy
  • The Spruce
  • and more