Personal Finance Terms

  1. Owner Financing

  2. Owner-Occupant

  3. Owners' Equivalent Rent - OER

  4. Paga

  5. Paraplanning

  6. Partial Release

  7. Participation Mortgage

  8. Past Due

  9. Pay Czar Clause

  10. Pay To Order

  11. Paycation

  12. Paycheck-To-Paycheck

  13. Payday Loan

  14. Paydown

  15. Paydown Factor

  16. Paying Agent

  17. Payment Gateway

  18. Payment Option ARM

  19. Payment Option ARM Minimum Payment

  20. Payment Protection Plan

  21. Payment Shock

  22. Payoff Statement

  23. PayPal

  24. Payroll Card

  25. PCI Compliance

  26. Peer-To-Peer Lending (P2P)

  27. Pell Grant

  28. Penalty Repricing

  29. Pending Home Sales Index - PHSI

  30. Per Diem Interest

  31. Per Diem Payments

  32. Per Transaction Fees

  33. Perfected Lien

  34. Periodic Interest Rate

  35. Periodic Interest Rate Cap

  36. Perkins Loan

  37. Permanent Income Hypothesis

  38. Personal Equity Plan - PEP

  39. Personal Guarantee

  40. Personal Identification Number - PIN

  41. Personal Income

  42. Personal Interest

  43. Personal Property

  44. Personal Property Securities Register (PPSR)

  45. Personal Spending Plan

  46. Piggyback Mortgage

  47. Pink Slip

  48. Plain Vanilla Card

  49. Point-To-Point Encryption (P2PE)

  50. Possessory Lien

  51. Post Date

  52. Post-9/11 GI Bill

  53. Postdated

  54. Postnuptial Agreement

  55. Pot

  56. Power of Attorney

  57. Pre-Approval

  58. Pre-Foreclosure

  59. Pre-Provision Operating Profit - PPOP

  60. Pre-Qualification

  61. Precision Score

  62. Preferred Debt

  63. Prenuptial Agreement

  64. Prepaid Cards Processor

  65. Prepaid Credit Card

  66. Prepaid Finance Charge

  67. Prepaid Interest

  68. Prepaid Tuition Program

  69. Prepayment

  70. Prepayment Penalty

  71. Price Level Adjusted Mortgage - PLAM

  72. Price Protection

  73. Price Sensitivity

  74. Primary Account Holder

  75. Primary Account Number (PAN)

  76. Primary Business Purpose

  77. Primary Mortgage Market

  78. Prime

  79. Prime Borrower

  80. Prime Conforming

  81. Primed

  82. Principal Reduction

  83. Prior Lien

  84. Private Buyer

  85. Private Label Credit Card

  86. Processing Date

  87. Promissory Note

  88. Proof Of Funds - POF

  89. Property Assessed Clean Energy (PACE) Loan

  90. Property Lien

  91. Proprietary Reverse Mortgage

  92. Public-Private Investment Program For Legacy Assets - PPIPLA

  93. Purchase APR

  94. Purchase Money Security Interest (PMSI)

  95. Purchase Mortgage Market

  96. Purchase Rate

  97. Purchase-Money Mortgage

  98. Qualification Ratio

  99. Qualified Adoption Expenses - QAE

  100. Qualified Appraiser

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