• Firm: Dougherty & Associates
  • Job Title: President
  • Certifications: CFP®

Experience

Charlotte A. Dougherty, CFP®, is a nationally-recognized wealth manager with more than 30 years of experience, committed to helping clients grow and protect their money through sound financial planning and wealth management.

She leads a team of dedicated professionals who work together to help clients make the most of their opportunities, aspirations and money by:

  • Providing a holistic analysis of their transactional lives
  • Helping them appropriately invest their money to meet their goals
  • Understanding employer distribution options upon retirement, including dealing with employer securities
  • Monitoring progress towards goals and adjusting advice and recommendations as their lives change

Achieving financial security is an ongoing journey that requires more than simply managing client investments. Charlotte set her firm’s mission to partner with clients for life, serving as partners, advocates and advisors during all phases of each client’s financial journey. 

Her process begins with identifying what is important by quantifying and prioritizing clients’ goals. She works with her team to create a customized plan through extensive analysis and design, based on each client’s unique circumstances and future goals. She works with her clients to implement the plan, make adjustments, change the course when necessary, and to address all the events that life brings.

Charlotte is focused on helping people feel good about their financial positions in life.  She’s educated clients’ children, helped launch new careers and businesses, planned for parents, children and grandchildren, helped clients provide for family vacations, helped families cope with loss of a loved one and protected family wealth.

Charlotte was honored to be included in the Winner's Circle of Barron’s Top Women Advisors Summit, an exclusive, invitation-only event for the opinion leaders and influentials of the financial industry, honors the top women advisors in the country.

She is a frequent speaker and conducts workshops for employees of large and small corporations on retirement planning issues. Having earned a CERTIFIED FINANCIAL PLANNER™ practitioner certification, Charlotte is a past president of the Cincinnati Chapter of the International Association for Financial Planning, which is now the Financial Planning Association. She is listed in Who's Who in Finance and Industry, and Who's Who in America and a former Cincinnati Enquirer "Money Panel" Expert. She is an active member of the Cincinnati Estate Planning Council. She is a current member and was a chairman of the Investment Committee of the Board of Directors of The Resource Group, an elite group of leading financial planners within Lincoln Financial Advisors. She is a former member of the Board of Trustees of the St. Luke Hospital Community Foundation and past chair of the Finance Committee. Charlotte is listed as a Five Star Wealth Manager by Cincinnati Magazine* and received the Women’s Choice Award** every year since 2014. She also received the Top of Council Qualification from Lincoln Financial Advisors.  Charlotte is a financial planner offering securities and financial planning services through Lincoln Financial Advisors, a broker-dealer and registered investment advisor.

Disclaimer: Charlotte Dougherty is a registered representative of Lincoln Financial Advisors.

Securities and advisory services offered through Lincoln Financial Advisors Corp., a broker/dealer (Member SIPC) and registered investment advisor.  Dougherty and Associates is not an affiliate of Lincoln Financial Advisor. CRN #1905223-092517

Education

Charlotte graduated from Miami University.

Quote from Charlotte Dougherty

“Charlotte A. Dougherty, CFP® is the founder and managing partner of Dougherty & Associates, an award-winning, nationally recognized, financial planning & wealth management firm, helping individuals, families & business owners achieve their true potential.”