Investopedia

Investopedia.com believes that individuals can excel at managing their financial affairs. As such, we strive to provide free educational content and tools to empower individual investors, including thousands of original and objective articles and tutorials on a wide variety of financial topics.

 

  1. Budgeting & Savings

    Marginal Propensity to Save

    Marginal propensity to save is the proportion of a pay raise that a consumer spends on saving rather than on goods and services. ...
  2. People

    Who Is Jerome Powell?

    Jerome Powell, President Trump's pick for the next Fed Chair, is a member of the Board of Governors of the Federal Reserve.
  3. Credit, Loans & Mortgages

    What is the difference between a savings & loan company and a bank?

    Find out how a savings and loan company, sometimes also known as a thrift or savings institution, focuses on different types ...
  4. Credit, Loans & Mortgages

    What are the differences between revolving credit and installment credit?

    Discover how to distinguish between installment credit loans and revolving credit loans, and learn how they affect your credit ...
  5. Credit, Loans & Mortgages

    If a collection agency buys my debt from another agency, does the debt become 'new'?

    Find out what happens when your debt account is sold from one collection agency to another and the impact on your balance ...
  6. Credit, Loans & Mortgages

    How is interest charged on most lines of credit?

    Learn how most financial institutions calculate interest on lines of credit by using the average daily balance method and ...
  7. Credit, Loans & Mortgages

    Understanding the Escrow Process and Requirements

    Everything you need to know about the escrow process, an interim stage of buying or selling a home.
  8. Credit, Loans & Mortgages

    How do balance transfers affect my credit score?

    Learn the ways a balance transfer can negatively and positively affect your credit so you can pay off debt while maintaining ...
  9. Credit, Loans & Mortgages

    What's the difference between a secured line of credit and an unsecured line of credit?

    Discover the differences between a secured line of credit and an unsecured line of credit, and why lenders treat the two ...
  10. Credit, Loans & Mortgages

    Does inflation favor lenders or borrowers?

    Find out under what circumstances inflation benefits borrowers more than lenders and in which situations inflation can be ...
  11. Credit, Loans & Mortgages

    How long does it take for items to show up on my credit report?

    Find out how long missed payments, collections and requests for credit take to appear on a credit report and how often creditors ...
  12. Credit, Loans & Mortgages

    Is a home equity loan a good way to pay off my credit card debt?

    Learn about the characteristics of a home equity loan and how it can be used to help you pay off your outstanding credit ...
  13. Credit, Loans & Mortgages

    How does interest work on a cash advance from my credit card?

    Find out how cash advances and regular credit card purchases are treated differently and what it means for your financial ...
  14. Credit, Loans & Mortgages

    When is a balance transfer a good idea for paying off debt?

    Learn the best situation in which to do a balance transfer, enabling you to pay off your credit card debt more quickly while ...
  15. High Net Worth Strategy

    3 Simple Steps to Building Wealth

    Getting richer is easier if you take it one step at a time. Here are 3 simple steps to building wealth.