James McWhinney

James McWhinney

  • • 25+ year of experience as a full-time communications professional
  • • Extensive background in financial services, working for some of the nation's largest mutual fund companies and banks
  • • Writes about finance, food, and travel for a variety of publications and websites



A communications professional since 1992, James followed his passion for investing and has focused his career primarily on financial services since 1996. In addition to a series of roles of increasing responsibility, leading up to management positions, he has maintained an active freelance writing practice for select clients. He is a long-tenured contributor to Investopedia.

James has had a front-row seat as an industry observer witnessing the rise of the defined-contribution industry and the resulting transfer of responsibility from employers to employees for personal financial wellbeing. This has resulted in a deep personal in helping investors learn about finance and investing.


James received his double major Bachelor of Arts in Professional and Creative Writing from Carnegie Mellon University, and earned his Master of Journalism at Temple University.

Quote from James

"Understanding how to manage your finances and investments have become essential components of modern life."

Investopedia and Dotdash

Investopedia helps you understand complex financial concepts, learn and improve your investing skills, and learn how to manage your money. Whether you’re in a classroom, a boardroom or your living room, our editors and network of financial advisors and experts have answered your questions and proudly earned your trust since 1999. Investopedia is part of Dotdash, a collection of some of the web’s largest and most trusted digital media brands.

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  1. Retirement Savings

    An Introduction to the Roth 401(k)

    The money you earn today is taxed today, making tax-free retirement withdrawals a reality.
  2. Real Estate

    5 Mistakes That Can Make House Flipping a Flop

    If you're just looking to get rich quick by flipping a house, you could end up in the poorhouse. Be sure to avoid these mistakes. ...
  3. Retirement Savings

    Introduction to Social Security

    You've probably contributed to this fund, but will you reap the benefits? Find out here.
  4. High Net Worth Strategy

    Luxury Cars with High Resale Value

    Autos rarely appreciate in value. But if you want a set of wheels that'll least hold its value over time, these cars can ...
  5. High Net Worth Strategy

    ‘I Just Inherited Money' Now What?

    If you’re fortunate enough to inherit money when you're young, here's how to hold on to it.
  6. Virtual Currency

    Why Governments Are Afraid of Bitcoin

    Bitcoin is the first decentralized peer-to-peer payment network and cryptocurrency. Its value is determined by users and ...
  7. ETFs

    ETF Investing (SPY): Main Attractions

    As the popularity of ETFs soar, here's a look at the main benefits of these investment vehicles.
  8. Bonds / Fixed Income

    How To Read A T-Bill Quote

    Treasury bills, or "T-bills," are debt obligations issued by the U.S. government. Learning how to read the quotes is the ...
  9. Health Insurance

    What's the Difference Between Medicare and Medicaid?

    Medicare is designed to help with long-term care for the elderly, while Medicaid covers healthcare costs for the poor. Read ...
  10. Health Insurance

    6 Signs That You've Made It to the Middle Class

    If you can check off each of these points, you are likely a member of the middle class.
  11. Forex & Currencies

    Top Economic Factors That Depreciate the US Dollar

    A variety of factors contribute to currency depreciation, including monetary policy, inflation, demand for currency, economic ...
  12. Virtual Currency

    Can Bitcoin Kill Central Banks?

    Bitcoin is a peer-to-peer unofficial currency that operates without government or central bank oversight and central banks ...
  13. FA Profession

    If The Bull is Still Running, Why Diversify?

    In a bull market environment, efforts by financial advisors to talk to their clients about diversification often falls on ...
  14. Mutual Funds

    Dollar-Cost Averaging: Keep Your Costs Even in Any Market

    Get the most out of your mutual fund by using this simple yet powerful strategy: dollar-cost averaging.
  15. Small Business

    Franchise vs. Startup: Which Way to Go

    For you, self-employment is definitely the name of the game. But which route is better: opening a franchise or starting a ...
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