James McWhinney

James McWhinney

  • • 25+ year of experience as a full-time communications professional
  • • Extensive background in financial services, working for some of the nation's largest mutual fund companies and banks
  • • Writes about finance, food, and travel for a variety of publications and websites


A communications professional since 1992, James followed his passion for investing and has focused his career primarily on financial services since 1996. In addition to a series of roles of increasing responsibility, leading up to management positions, he has maintained an active freelance writing practice for select clients. He is a long-tenured contributor to Investopedia.

James has had a front-row seat as an industry observer witnessing the rise of the defined-contribution industry and the resulting transfer of responsibility from employers to employees for personal financial wellbeing. This has resulted in a deep personal in helping investors learn about finance and investing.


James received his double major Bachelor of Arts in Professional and Creative Writing from Carnegie Mellon University, and earned his Master of Journalism at Temple University.

Quote from James

"Understanding how to manage your finances and investments have become essential components of modern life."

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Investopedia and Dotdash

Investopedia helps you understand complex financial concepts, learn and improve your investing skills, and learn how to manage your money. Whether you’re in a classroom, a boardroom or your living room, our editors and network of financial advisors and experts have answered your questions and proudly earned your trust since 1999. Investopedia is part of Dotdash, a collection of some of the web’s largest and most trusted digital media brands.

  1. Markets & Economy

    How and Why Companies Become Monopolies

    Without competition, monopolies can raise prices and lower quality, leaving consumers little choice. But monopolies can benefit ...
  2. Markets & Economy

    Twin Deficits: Twice the Fun for the U.S

    Learn more about what it means for U.S. to run both fiscal and current account deficits.
  3. Credit, Loans & Mortgages

    Home-equity loans: What you need to know

    We shed light on why consumers decide to use this form of debt and whether it is a good alternative to other financing options.
  4. Retirement Savings

    An Introduction To The Roth 401(k)

    The money that you earn today is taxed today, making tax-free retirement withdrawals a reality.
  5. Commodities

    How To Invest in Water: The ultimate commodity

    We know water is the source of life an essential commodity. But it can also be a source for your portfolio, add water exposure ...
  6. Mutual Funds

    That's a (Mutual Fund) Wrap!

    Wrap mutual funds offer professional supervision and other tools for a diversified portfolio.
  7. Mutual Funds

    Wrap It Up: Terms and Benefits of Managed Money

    Read here to find out if you should have your money managed by professionals.
  8. Mutual Funds

    A Brief History of the Mutual Fund

    This popular investment vehicle has seen its share of ups and downs, successes and scandals.
  9. Markets & Economy

    Understanding the Consumer Confidence Index

    Consumer confidence index is an important economic indicator for investors. Find out what it means and how it's calculated. ...
  10. Investing Strategy

    Quantitative analysis: A simple overview

    The “quantitative” approach to investing seeks to pay attention to the numbers instead of the intangibles.
  11. Markets & Economy

    IMF, WTO and World Bank: How Do They Differ?

    Understand what IMF, WTO and the World Bank are, how they differ, and why some people question their motives.
  12. Choosing an Advisor

    Choosing an Advisor: Wall Street Vs. Main Street

    A high-profile name alone won't meet your investing needs. What else to look for in an advisor.
  13. Bonds / Fixed Income

    The Impact of an Inverted Yield Curve

    Understand how the relationship between short- and long-term interest rates contributes to an inverted yield curve – a noteworthy ...
  14. Debt

    What Lenders Look at on Your Credit Report

    What do lenders consider when they look at your credit report? Well, a lot of things.
  15. Credit, Loans & Mortgages

    Mortgages: How much can you afford?

    Purchasing a real estate property with a mortgage is the single largest personal investment most people make. Learn how to ...