Amy Fontinelle

Amy Fontinelle

Amy Fontinelle is a writer, editor, and personal finance expert. Her clients include personal finance websites, financial institutions, public policy organizations, academic journals and professional economists. She has written hundreds of articles on budgeting, credit cards, mortgages, real estate, investing and other topics. In addition to Investopedia, her articles have been featured on the homepage of Yahoo! and on Yahoo! Finance,,, Bankrate and other websites. 

In addition to her personal finance articles, Amy writes business-to-business copy and composes ghostwritten and content marketing pieces. She polishes articles and papers written by economists, consultants and other professionals who need to communicate clearly and compellingly through their writing. She has also defined hundreds of financial terms for Investopedia's online dictionary and written in-depth tutorials on budgeting, banking, investing and home buying. Learn more about Amy at

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  1. Banking

    Remote Deposit Capture

    Remote deposit capture is a technology-based method that lets banks accept checks for deposit using electronic images instead ...
  2. Real Estate

    No-Appraisal Refinancing

    No-appraisal refinancing means that a lender does not require an independent assessment of a home's value to extend a new ...
  3. Debt

    Unemployed? Raid Your 401(k) or Borrow From Your Parents?

    If you’re unemployed and can’t pay your bills, which is better, raiding your 401(k) or taking out a loan from your parents? ...
  4. Markets & Economy

    Economic Value

    Economic value is the worth of a good or service determined by people's preferences and the trade-offs they choose to make ...
  5. Markets & Economy


    Financialization refers to the increase in size and importance of a country's financial sector relative to its overall economy. ...
  6. Trading Strategy

    Sunk Cost Trap

    Sunk cost trap refers to a tendency for people to irrationally follow through on an activity that is not meeting their expectations. ...
  7. Laws & Regulations

    Unicameral System

    A unicameral system is a government with one legislative house or chamber.
  8. Health Insurance

    What is Trump’s New Short-Term Health Insurance Order?

    Cheaper health insurance that lasts 364 days instead of three months could be available soon. Here's a look at who might ...
  9. Personal Finance


    Reloaded is a slang term meaning that a consumer who was previously defrauded has been cheated again, often by using information ...
  10. Credit, Loans & Mortgages

    Merchant Agreement

    A merchant agreement is a contract governing the entire relationship between a business and a merchant acquiring bank.
  11. Military / Veterans

    Military Bank

    A military bank is a financial institution that offers services tailored to members of the armed services.
  12. Taxes

    Know the Latest IRS Scams

    How do IRS scammers go about stealing your personal information? Their methods include hacking, malicious software and psychological ...
  13. Markets & Economy

    Trickle-Down Theory

    The trickle-down theory states that tax breaks and benefits for corporations and the wealthy will trickle down to everyone ...
  14. Financial Analysis

    Business Broker

    A business broker is a company that assists in the purchase and sale of companies, or helps those who want to buy or sell ...
  15. Credit, Loans & Mortgages

    Gift Card

    A gift card is a prepaid payment card that contains a specific amount of money available for use on a variety of electronic ...
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