Amy Fontinelle

Amy Fontinelle

Amy Fontinelle is a writer, editor, and personal finance expert. Her clients include personal finance websites, financial institutions, public policy organizations, academic journals and professional economists. She has written hundreds of articles on budgeting, credit cards, mortgages, real estate, investing and other topics. In addition to Investopedia, her articles have been featured on the homepage of Yahoo! and on Yahoo! Finance, Forbes.com, SFGate.com, Bankrate and other websites. 

In addition to her personal finance articles, Amy writes business-to-business copy and composes ghostwritten and content marketing pieces. She polishes articles and papers written by economists, consultants and other professionals who need to communicate clearly and compellingly through their writing. She has also defined hundreds of financial terms for Investopedia's online dictionary and written in-depth tutorials on budgeting, banking, investing and home buying. Learn more about Amy at www.AmyFontinelle.com.

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  1. Credit, Loans & Mortgages

    10 Reasons to Use Your Credit Card

    There's a surprising credit card strategy you should employ as a consumer: Use your credit card for everything (well, almost). ...
  2. Budgeting & Savings

    7 Smart Steps Every New Homeowner Should Take

    Don't let the excitement of owning your own home lead you to make bad financial decisions.
  3. E-Commerce

    Electronic Commerce - ecommerce

    Electronic Commerce (ecommerce) is a business model that enables a firm or individual to conduct business over an electronic ...
  4. Career / Compensation

    ‘Retired’ Too Soon? How to Reenter the Workforce After 50

    Here's what you need to know to survive financially and reenter the workforce when you're over 50 and a layoff has forced ...
  5. Credit, Loans & Mortgages

    How HELOCs Can Hurt You

    A home equity line of credit is a convenient way to borrow money. Just be careful to avoid the pitfalls.
  6. Banking

    All About Banking

    This tutorial will tell you everything you need to know about how checking and savings accounts work.
  7. FA Relevant

    403(b) Plan Tutorial

    Learn about the set-up, the contributions and the distributions for this retirement plan for certain employees of public ...
  8. Insurance

    Mutual Mortgage Insurance Fund

    A fund that insures mortgages made by the Federal Housing Administration (FHA) on single-family homes.
  9. Forex & Currencies

    Constant Dollar

    A constant dollar is an adjusted value of currency used to compare dollar values from one period to another because, due ...
  10. Retirement Living

    The 4 Phases of Retirement and How to Budget for Them

    Retirement consists of four stages, each with different expenses and different budgeting needs. Here's how to manage your ...
  11. Credit, Loans & Mortgages

    9 Reasons To Say "No" To Credit

    Instead of rationalizing, learn to talk yourself out of buying things you can't afford.
  12. Taxes

    Filling Out the W-9 Form

    Freelancers and independent contractors have to fill out a W-9 for their employers and clients. Here's what to do.
  13. Taxes

    The History Of Taxes In The U.S.

    The number of taxes that we now consider a given did not always exist. Find out how they arose.
  14. Budgeting & Savings

    I want to invest my emergency fund to earn interest. What is a relatively safe and liquid investment I can easily withdraw from if disaster struck?

    Be sure you put your emergency money where you'll be able to access it quickly, easily and without penalty.
  15. Budgeting & Savings

    What are the pros and cons of overdraft protection?

    The good news: Checks always clear. The bad: The bank will charge you an overdraft fee, even though you’re using your own ...
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