Amy Fontinelle

Amy Fontinelle

Amy Fontinelle is a writer, editor, and personal finance expert. Her clients include personal finance websites, financial institutions, public policy organizations, academic journals and professional economists. She has written hundreds of articles on budgeting, credit cards, mortgages, real estate, investing and other topics. In addition to Investopedia, her articles have been featured on the homepage of Yahoo! and on Yahoo! Finance,,, Bankrate and other websites. 

In addition to her personal finance articles, Amy writes business-to-business copy and composes ghostwritten and content marketing pieces. She polishes articles and papers written by economists, consultants and other professionals who need to communicate clearly and compellingly through their writing. She has also defined hundreds of financial terms for Investopedia's online dictionary and written in-depth tutorials on budgeting, banking, investing and home buying. Learn more about Amy at

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  1. Retirement

    Nursing Home Placement Service

    A nursing home placement service is a business that specializes in helping families and patients find the best live-in care ...
  2. Credit, Loans & Mortgages

    Primary Account Number (PAN)

    A primary account number is a 14, 15 or 16 digit number generated as a unique identifier designated for a primary account. ...
  3. Small Business

    Société Anonyme (S.A.)

    Société anonyme (S.A.) is a French term for a public limited company and has many equivalents all over the world.
  4. Credit, Loans & Mortgages

    Private Label Credit Card

    A private label credit card is a store-branded credit card that is intended for use at a specific store.
  5. Credit, Loans & Mortgages

    Recurring Billing

    Recurring billing is when a merchant automatically charges a cardholder for specified goods or services on a prearranged ...
  6. Insurance

    Out-of-Pocket Limit

    The out-of pocket limit is the maximum amount a health insurance policyholder will pay for covered healthcare over the course ...
  7. Credit, Loans & Mortgages

    Soft Inquiry

    A soft inquiry is a credit report check that does not affect an individual's credit score.
  8. Credit, Loans & Mortgages

    Automatic Bill Payment

    An automatic bill payment is a money transfer scheduled on a predetermined date to pay a recurring bill.
  9. High Net Worth Strategy

    Retired Execs: What Do Corporate Boards Pay?

    If you have the right skill set, getting a seat on a company board can be a lucrative and stimulating way to spend some of ...
  10. Credit, Loans & Mortgages

    Returned Payment Fee

    A returned payment fee is a charge a credit card company may assess to a customer’s account if the customer attempts to pay ...
  11. Taxes

    5 Steps To Forming A Tax-Exempt Nonprofit Corporation

    Before you tackle this challenge, know the challenges of forming and operating an official nonprofit organization.
  12. Credit, Loans & Mortgages

    Visa Card

    A Visa card is any type of payment card utilizing the Visa network and branded by Visa Inc.
  13. Mutual Funds

    Money Market Fund

    A money market fund is a type of mutual fund that invests in short-term debt instruments and is considered low-risk.
  14. Real Estate


    Foreclosure is the process through which a lender seizes and sells a home or property after its buyer is unable to fulfill ...
  15. Credit, Loans & Mortgages

    Credit Utilization Ratio

    The credit utilization ratio is the percentage of a borrower’s total available credit that is currently being utilized.
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