Amy Fontinelle

Amy Fontinelle

Amy Fontinelle is a writer, editor, and personal finance expert. Her clients include personal finance websites, financial institutions, public policy organizations, academic journals and professional economists. She has written hundreds of articles on budgeting, credit cards, mortgages, real estate, investing and other topics. In addition to Investopedia, her articles have been featured on the homepage of Yahoo! and on Yahoo! Finance,,, Bankrate and other websites. 

In addition to her personal finance articles, Amy writes business-to-business copy and composes ghostwritten and content marketing pieces. She polishes articles and papers written by economists, consultants and other professionals who need to communicate clearly and compellingly through their writing. She has also defined hundreds of financial terms for Investopedia's online dictionary and written in-depth tutorials on budgeting, banking, investing and home buying. Learn more about Amy at

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  1. FA Profession

    Chartered Advisor for Senior Living (CASL)

    Chartered Advisor for Senior Living (CASL) is a professional designation for individuals whose advice helps older clients ...
  2. Asset Allocation

    Peter Lynch

    Peter Lynch is one of the most successful and well-known investors of all time. Lynch is the legendary former manager of ...
  3. Financial Analysis

    De Novo Judicial Review

    De novo judicial review describes a review by a court of appeals of a trial court’s decision, used in questions of how the ...
  4. Credit, Loans & Mortgages

    Credit Card Arbitrage

    Credit card arbitrage involves borrowing money at a low rate from a credit card, then reinvesting it in a higher-rate account ...
  5. Financial Analysis


    Collection proof is a word used to describe a person that has no income or assets that can legally be seized for debt repayment.
  6. Credit, Loans & Mortgages

    Consumer Credit File

    A consumer credit file contains data about a consumer’s past borrowing and repayment history, and is used to determine their ...
  7. Credit, Loans & Mortgages

    Payment Protection Plan

    A payment protection plan allows customers to stop making credit card or loan payments upon involuntary unemployment, disability ...
  8. Credit, Loans & Mortgages

    Universal Default

    Universal default allows a credit card company to raise a card’s interest rates if the card holder has late or missed payments.
  9. Credit, Loans & Mortgages

    Authorization Date

    The month, day and year when a credit card transaction is approved by the credit card issuer.
  10. Credit, Loans & Mortgages

    Card Reader

    A credit card reader reads the the information on a credit or debit card’s magnetic strip or microchip.
  11. Insurance

    Hole-In-One Insurance

    Hole-in-one insurance is a type of price-indemnification coverage for sponsors of promotions that involve games of chance. ...
  12. Income Tax

    How to Owe Nothing on Your Federal Tax Return

    You have the control to determine whether you owe in April. Learn how to owe nothing on your federal tax return.
  13. Credit, Loans & Mortgages

    How to Transfer Credit Card Balances to a New Card

    Before you read that new credit card's zero percent interest balance transfer offer, see our guide to help save money and ...
  14. Credit, Loans & Mortgages

    How Interest-Only Mortgages Work

    Sophisticated borrowers may consider one of these interest-only loans to keep their initial mortgage payments low, but should ...
  15. Credit, Loans & Mortgages

    How to Break up With Your Bank

    Find out how to easily switch banks, whether traditional or internet, to help you secure lower fees, higher interest rates, ...
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