Amy Fontinelle

Amy Fontinelle

  • • 10+ years of experience writing personal finance content for clients including Investopedia, Bankrate, mortgage lenders, real estate agents, financial advisors, insurance agents, and more.
  • • 10+ years of experience editing academic papers and articles by professional economists. Managing editor of an economics journal.
  • • Currently writes about real estate, taxes, insurance, blockchain, cryptocurrency, economics, public policy, and more.


Amy Fontinelle is a financial journalist and personal finance expert. She is passionate about making challenging, confusing, and overwhelming topics easy to understand in order to empower people to manage their money better and achieve financial freedom. Amy is also a writer, researcher, copy editor, and proofreader for various public policy organizations, educational organizations, and academic economists. She specializes in working with dense material and with authors who speak English as a second language.


Amy received her Bachelors from the Washington University in St. Louis.

Quote from Amy

"I believe that anyone can take control of their finances at any time, but it can be hard to know what steps to take or where to turn for trustworthy information. I'm the person who has read the fine print on the credit card applications, reviewed the lengthy tax publications, and researched the complicated mortgage loans so you don't have to. My goal is to simplify personal finance for others because I believe money should be a tool to help you achieve your dreams, not a source of endless stress."

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Investopedia and Dotdash

Investopedia helps you understand complex financial concepts, learn and improve your investing skills, and learn how to manage your money. Whether you’re in a classroom, a boardroom or your living room, our editors and network of financial advisors and experts have answered your questions and proudly earned your trust since 1999. Investopedia is part of Dotdash, a collection of some of the web’s largest and most trusted digital media brands.

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  1. Taxes

    Is Now the Time to Restructure Your Business?

    It may be - if you otherwise can't claim the 20% deduction for pass-through business income. But be forewarned: The draft ...
  2. Banking

    Banking 101

    Do you really need a bank account? A quick survey of banking and how a relationship with a bank can organize your financial ...
  3. Retirement Living

    Retirement Money Market Account

    A retirement money market account is a money market account that an individual holds within a retirement account such as ...
  4. Retirement Savings

    How to Use Your Roth IRA as an Emergency Fund

    Do you feel like you don’t have enough money to save for emergencies and also save for retirement? An often-overlooked feature ...
  5. Trading Instruments

    Strike Width

    Strike width is the difference between the strike prices of the options used in a spread trade.
  6. Entrepreneurship

    Jim Walton

    Jim Walton is the third and youngest son of Walmart founder Sam Walton.
  7. Bonds / Fixed Income

    Floating-Rate Note - FRN

    A floating-rate note - FRN is a note with a variable interest rate that is usually adjusted every six months and is tied ...
  8. Banking

    6 Reasons You Don't Need a Prepaid Debit Card

    We'll look at six situations where a prepaid debit card might seem like a good idea, but it really isn't necessary.
  9. Banking

    8 Ways to Avoid Getting Burned by Prepaid Debit Cards

    These cards have many differences from traditional debit and credit cards that can cost you money if you don’t know what ...
  10. Banking

    The 6 Different Types of Checking Accounts

    Know exactly what you are getting before you open an account with this guide to checking account options.
  11. International / Global

    North American Free Trade Agreement - NAFTA

    The North American Free Trade Agreement was implemented in 1994 to encourage trade between the United States, Mexico and ...
  12. Entrepreneurship

    Mark Zuckerberg

    Mark Zuckerberg is the self-taught computer programmer and self-made multi-billionaire and the CEO of Facebook, which he ...
  13. Banking

    Asset Management and Disposition Agreement (AMDA)

    An asset management and disposition agreement (AMDA) was a type of contract between the Federal Deposit Insurance Corp. and ...
  14. Banking

    Remote Deposit Capture

    Remote deposit capture is a technology-based method that lets banks accept checks for deposit using electronic images instead ...
  15. Crime & Fraud

    Credit Muling

    Credit muling involves acquiring and delivering items fraudulently obtained using credit.
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