Amy Fontinelle

Amy Fontinelle

Amy Fontinelle is a writer, editor, and personal finance expert. Her clients include personal finance websites, financial institutions, public policy organizations, academic journals and professional economists. She has written hundreds of articles on budgeting, credit cards, mortgages, real estate, investing and other topics. In addition to Investopedia, her articles have been featured on the homepage of Yahoo! and on Yahoo! Finance,,, Bankrate and other websites. 

In addition to her personal finance articles, Amy writes business-to-business copy and composes ghostwritten and content marketing pieces. She polishes articles and papers written by economists, consultants and other professionals who need to communicate clearly and compellingly through their writing. She has also defined hundreds of financial terms for Investopedia's online dictionary and written in-depth tutorials on budgeting, banking, investing and home buying. Learn more about Amy at

  1. Tax Deductions / Credits

    Quid Pro Quo Contribution

    A quid pro quo contribution is one in which the donor receives something from the recipient in exchange for the donation. ...
  2. Personal Finance

    Man-In-The-Middle Fraud

    Man-In-The-Middle Fraud is a crime where an unauthorized third party obtains sensitive data as it is being sent over the ...
  3. Financial Analysis

    Judgment Proof

    Judgment proof is a description of a person who does not have enough assets for a creditor to seize when a court order requires ...
  4. Credit, Loans & Mortgages

    How Bad Is My Credit Score?

    Find out how to assess your credit score to determine if it's too low or sitting at a comfortable level. Learn how to improve ...
  5. Budgeting & Savings

    How the Consumer Financial Protection Bureau Works

    The CFPB cracks down on unfair or deceptive financial service practices to that can hurt consumers. Read how it works and ...
  6. Insurance

    Bad Faith Insurance

    Bad faith insurance refers to a number of ways insurance company may attempt to escape obligations owed to policyholders. ...
  7. Insurance

    Personal Injury Protection - PIP

    Personal injury protection is a feature of auto insurance that covers medical expenses associated with treating the injuries ...
  8. Retirement

    Auto Enrollment Plan

    An auto enrollment plan is a retirement plan in which worker's are automatically enrolled.
  9. Budgeting & Savings


    SENTRI is a U.S. government program that grants pre-approved travelers faster processing through the Customs and Border Protection ...
  10. Retirement

    Drawdown Percentage

    A drawdown percentage is the portion of a retirement account that a retiree withdraws each year.
  11. Insurance

    Animal Mortality Insurance

    Animal mortality insurance provides financial protection for businesses or governments that depend on animals as part of ...
  12. Credit, Loans & Mortgages

    Schumer Box

    The Schumer box is a table that appears in credit card agreements. The box displays basic information about the card’s rates ...
  13. Budgeting & Savings

    Global Entry

    Global Entry is a U.S. government program that grants pre-approved travelers faster security check at airports.
  14. Credit, Loans & Mortgages

    New Balance

    The new balance is the sum of the previous balance, payments, other credits, purchases, fees and interest on a credit card's ...
  15. Credit, Loans & Mortgages

    How to Establish a Credit History

    Can't get a credit card without a credit history, and can't get a history without a card? Break the Catch-22 with these tips ...