Amy Fontinelle

Amy Fontinelle

Amy Fontinelle is a writer, editor, and personal finance expert. Her clients include personal finance websites, financial institutions, public policy organizations, academic journals and professional economists. She has written hundreds of articles on budgeting, credit cards, mortgages, real estate, investing and other topics. In addition to Investopedia, her articles have been featured on the homepage of Yahoo! and on Yahoo! Finance,,, Bankrate and other websites. 

In addition to her personal finance articles, Amy writes business-to-business copy and composes ghostwritten and content marketing pieces. She polishes articles and papers written by economists, consultants and other professionals who need to communicate clearly and compellingly through their writing. She has also defined hundreds of financial terms for Investopedia's online dictionary and written in-depth tutorials on budgeting, banking, investing and home buying. Learn more about Amy at

  1. Credit, Loans & Mortgages

    Visa Card

    A Visa card is any type of payment card utilizing the Visa network and branded by Visa Inc.
  2. Mutual Funds

    Money Market Fund

    A money market fund is a type of mutual fund that invests in short-term debt instruments and is considered low-risk.
  3. Real Estate


    Foreclosure is the process through which a lender seizes and sells a home or property after its buyer is unable to fulfill ...
  4. Credit, Loans & Mortgages

    Credit Utilization Ratio

    The credit utilization ratio is the percentage of a borrower’s total available credit that is currently being utilized.
  5. Retirement

    Skilled Nursing Facility

    A skilled nursing facility provides medically necessary professional services from nurses, physical and occupational therapists, ...
  6. Taxes

    How the GOP Tax Bill Affects You

    Here's how the new tax bill changes the taxes you file in 2018.
  7. Bonds / Fixed Income

    Fixed-Rate Bond

    A fixed-rate bond is a bond that pays the same amount of interest for its entire term. An investor who wants to earn a guaranteed ...
  8. Insurance

    Noncancellable Insurance Policy

    A noncancellable insurance policy can't be cancelled by an insurance company, nor can premiums be increased or benefits reduced ...
  9. Credit, Loans & Mortgages


    A revolver is a borrower who carries a balance from month to month through a revolving credit line.
  10. Retirement

    Assisted Living

    Assisted living is a type of housing facility for the elderly or infirm who may require medical care and assistance with ...
  11. 401(k)

    When You Can Lose Your Rights Over Your 401(k)

    Can you can be forced out of your 401(k) or banned from contributing to it? Know your rights to avoid unexpected taxes or ...
  12. Insurance

    Comprehensive Insurance

    Comprehensive insurance is a type of automobile insurance that covers damage to your car from causes other than a collision.
  13. Insurance

    Political Risk Insurance

    Political risk insurance provides financial protection to investors, financial institutions and businesses that could lose ...
  14. Asset Allocation

    Money Market Hedge

    A money market hedge locks in the value of a foreign currency transaction in a company’s domestic currency.
  15. Insurance

    Point-of-Service Plan (POS)

    A point-of-service plan (POS) is a managed-care health insurance plan that provides different benefits for using in-network ...