Amy Fontinelle

Amy Fontinelle

  • • 10+ years of experience writing personal finance content for clients including Investopedia, Bankrate, mortgage lenders, real estate agents, financial advisors, insurance agents, and more.
  • • 10+ years of experience editing academic papers and articles by professional economists. Managing editor of an economics journal.
  • • Currently writes about real estate, taxes, insurance, blockchain, cryptocurrency, economics, public policy, and more.


Amy Fontinelle is a financial journalist and personal finance expert. She is passionate about making challenging, confusing, and overwhelming topics easy to understand in order to empower people to manage their money better and achieve financial freedom. Amy is also a writer, researcher, copy editor, and proofreader for various public policy organizations, educational organizations, and academic economists. She specializes in working with dense material and with authors who speak English as a second language.


Amy received her Bachelors from the Washington University in St. Louis.

Quote from Amy

"I believe that anyone can take control of their finances at any time, but it can be hard to know what steps to take or where to turn for trustworthy information. I'm the person who has read the fine print on the credit card applications, reviewed the lengthy tax publications, and researched the complicated mortgage loans so you don't have to. My goal is to simplify personal finance for others because I believe money should be a tool to help you achieve your dreams, not a source of endless stress."

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Investopedia and Dotdash

Investopedia helps you understand complex financial concepts, learn and improve your investing skills, and learn how to manage your money. Whether you’re in a classroom, a boardroom or your living room, our editors and network of financial advisors and experts have answered your questions and proudly earned your trust since 1999. Investopedia is part of Dotdash, a collection of some of the web’s largest and most trusted digital media brands.

  1. Crime & Fraud


    Fullz (or "fulls") is a slang term that criminals who steal credit card information use to refer to a complete set of information ...
  2. Debt

    Skip Tracer

    A skip tracer is someone who tracks down borrowers who have defaulted on a loan or bail bond.
  3. Debt

    Earnings Withholding Order

    An earnings withholding order is a court document requiring an employer to garnish an employee’s wages to settle a judgment.
  4. Debt

    Debt Avalanche

    A debt avalanche is a debt payoff plan in which the debtor first pays down the outstanding debt with the highest interest ...
  5. Banking

    Debit Card

    A debit is a payment card that deducts money directly from a consumer’s checking account to pay for a purchase.
  6. Banking

    Pros and Cons of Overdraft Protection

    Checks and other debit transactions always clear when you sign up for overdraft protection but the bank may charge hefty ...
  7. Exam Prep

    What To Do If You Failed Your CFA Exam

    Follow these steps to increase your odds of passing your next CFA exam.
  8. Banking

    Combating the Financing of Terrorism (CFT)

    Combating the Financing of Terrorism is deterring and preventing funding of activities intended to achieve religious or ideological ...
  9. Cybersecurity

    Medical Identity Theft

    Medical identity theft involves the use of another person's health information for gain of benefits or fraudulent reimbursement.
  10. High Net Worth Strategy

    Why Zillow is Free and How it Makes Money (Z,ZG)

    Zillow lets property seekers look at listings for free, but relies on ad sales to agents and others to make money.
  11. Financial Analysis

    Triple Bottom Line (TBL)

    The triple bottom line (TBL) is a concept which broadens a business' focus on the financial bottom line to include social ...
  12. Retirement Savings

    How Social Security for Legal Immigrants Works

    If you, an immigrant, earn enough work credits in the U.S. – or combined with credits from certain other countries – you ...
  13. Real Estate


    DownREIT is a joint venture between a real estate owner and a real estate investment trust to defer capital gains tax on ...
  14. Credit, Loans & Mortgages

    10 Reasons To Use Your Credit Card

    There's a surprising credit card strategy you should employ as a consumer ... use your card for everything (or almost).
  15. Credit, Loans & Mortgages


    A mortgage is a debt instrument that the borrower is obliged to pay back with a predetermined set of payments.