Amy Fontinelle

Amy Fontinelle

Amy Fontinelle is a writer, editor, and personal finance expert. Her clients include personal finance websites, financial institutions, public policy organizations, academic journals and professional economists. She has written hundreds of articles on budgeting, credit cards, mortgages, real estate, investing and other topics. In addition to Investopedia, her articles have been featured on the homepage of Yahoo! and on Yahoo! Finance,,, Bankrate and other websites. 

In addition to her personal finance articles, Amy writes business-to-business copy and composes ghostwritten and content marketing pieces. She polishes articles and papers written by economists, consultants and other professionals who need to communicate clearly and compellingly through their writing. She has also defined hundreds of financial terms for Investopedia's online dictionary and written in-depth tutorials on budgeting, banking, investing and home buying. Learn more about Amy at

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  1. Investing Strategy

    Clinical Trials

    Clinical trials are studies of human volunteers for the purpose of evaluating the safety and efficacy of a medical treatment.
  2. Retirement Living

    The 4 Phases of Retirement and How to Budget for Them

    Retirement consists of four stages, each with different expenses and different budgeting needs. Here's how to manage your ...
  3. Personal Finance

    Synthetic Identity Theft

    Synthetic identity theft is a type of fraud in which a criminal combines real (usually stolen) and fake information to create ...
  4. Markets & Economy


    Bubblecovery, a term coined by economic analyst Jesse Colombo, describes an asset bubble masquerading as an economic recovery ...
  5. Cybersecurity

    Data Loss

    Data loss occurs when valuable and/or sensitive information on a computer is compromised due to theft, human error, viruses, ...
  6. Tech

    Digital Transaction Management (DTM)

    Digital Transaction Management (DTM) uses computer systems rather than paper to manage business agreements in a way that ...
  7. Health Insurance

    Is Vision Insurance Worth It? What You Should Know

    We all know health insurance is something you shouldn't live without, find out if vision care insurance is worth it and what ...
  8. Credit, Loans & Mortgages

    Chip-And-Signature Card

    A chip-and-signature card contains data embedded in a microchip and requires consumers to sign to complete transactions in ...
  9. Credit, Loans & Mortgages

    Behavior-Based Repricing

    Behavior-based repricing occurs when a credit card company changes a credit card holder’s interest rate based on their repayment ...
  10. Credit, Loans & Mortgages

    Balance Chasing

    Balance chasing is the practice by some banks of reducing a customer’s available line of credit as they pay down their credit ...
  11. Credit, Loans & Mortgages

    FAKO Score

    A FAKO score is a derogatory term for a credit score that is not among the FICO scores lenders access when evaluating credit ...
  12. Company Insights


    A drug is a substance that cures, treats, prevents or reduces the symptoms of a disease or ailment.
  13. Asset Allocation

    Market Exposure

    Market exposure is the amount of funds invested in a particular security, market sector or industry, usually expressed as ...
  14. Financial Analysis

    Operating Activities

    Operating activities are those that pertain to a company's core business activities, such as manufacturing, distributing, ...
  15. Taxes

    Enterprise Investment Scheme or EIS

    A UK program that helps smaller, riskier companies to raise capital by giving their external shareholders federal tax relief. ...
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