Amy Fontinelle

Amy Fontinelle

Amy Fontinelle is a writer, editor, and personal finance expert. Her clients include personal finance websites, financial institutions, public policy organizations, academic journals and professional economists. She has written hundreds of articles on budgeting, credit cards, mortgages, real estate, investing and other topics. In addition to Investopedia, her articles have been featured on the homepage of Yahoo! and on Yahoo! Finance,,, Bankrate and other websites. 

In addition to her personal finance articles, Amy writes business-to-business copy and composes ghostwritten and content marketing pieces. She polishes articles and papers written by economists, consultants and other professionals who need to communicate clearly and compellingly through their writing. She has also defined hundreds of financial terms for Investopedia's online dictionary and written in-depth tutorials on budgeting, banking, investing and home buying. Learn more about Amy at

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  1. Small Business

    Business Exit Strategy

    A business exit strategy is an entrepreneur's strategic plan to sell their ownership in a company to investors or another ...
  2. Bonds / Fixed Income

    Floating-Rate Note - FRN

    A floating-rate note - FRN is a note with a variable interest rate which is usually adjusted every six months and is tied ...
  3. Credit, Loans & Mortgages

    Deed Of Reconveyance

    A deed of reconveyance is a document issued by a mortgage holder indicating that the borrower is released from the mortgage ...
  4. Cybersecurity

    A Day In the Life Of a Public Accountant

    Here's an inside look at the workdays of two experienced CPAs, to give you an idea of what it might be like to pursue a career ...
  5. Insurance

    Hurricane Deductible

    A hurricane deductible is the amount a homeowner must pay before insurance will cover the damage caused by a hurricane.
  6. High Net Worth Strategy

    Turnkey Asset Management Program (TAMP)

    A type of service that financial advisers use to help them oversee accounts is called a turnkey asset management program.
  7. Markets & Economy

    American Dream

    The American dream is the belief that anyone, regardless of where they were born or what class they were born into, can attain ...
  8. Alternative Investments

    Montreal Carbon Pledge

    The Montreal Carbon Pledge is a commitment by investors to measure and publicly disclose their portfolio’s carbon footprint ...
  9. International / Global

    North American Free Trade Agreement - NAFTA

    The North American Free Trade Agreement (NAFTA) was implemented in 1994 to encourage trade between the United States, Mexico ...
  10. Real Estate

    How to Buy Your First Home: A Step-by-Step Tutorial

    Find out everything you need to know to tackle this major purchase without fear.
  11. Retirement Living

    The 4 Phases of Retirement and How to Budget for Them

    Retirement consists of four stages, each with different expenses and different budgeting needs. Here's how to manage your ...
  12. Banking

    Combating the Financing of Terrorism (CFT)

    Combating the Financing of Terrorism is deterring and preventing funding of activities intended to achieve religious or ideological ...
  13. Politics & Money

    Troubled Asset Relief Program - TARP

    The Troubled Asset Relief Program (TARP) was a group of programs created and run by the U.S. Treasury to stabilize the country’s ...
  14. Financial Analysis

    Funds From Operations (FFO) To Total Debt Ratio

    Funds from operations (FFO) to total debt ratio is a leverage ratio that a credit rating agency or investor uses to evaluate ...
  15. Budgeting & Savings

    Debt Consolidation

    Debt consolidation is the act of combining several loans or liabilities into one loan.
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