Chad Langager

Chad Langager is the co-founder of Second Summit Ventures. He is passionate about the internet, startups and cycling. You can find out more about him on his website www.clangager.com.

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  1. Stocks

    What Are the Components of a Risk Premium?

    Learn the five main risks that comprise the risk premium and how they affect investors.
  2. Credit, Loans & Mortgages

    How is my credit score calculated?

    Learn the criteria that go into determining your FICO credit score, the measure that is most commonly used by lenders.
  3. High Net Worth Strategy

    What are the fifth-letter identifiers on the Nasdaq?

    In some cases, a ticker symbol on the Nasdaq will have five letters where the fifth letter is an identifier symbol.
  4. Bonds / Fixed Income

    What is a basis point (BPS)?

    A basis point is a unit of measure used in finance to describe the percentage change in the value or rate of a financial ...
  5. Credit, Loans & Mortgages

    What is an assumable mortgage?

    The purchase of a home is a very expensive undertaking and usually requires some form of financing to make the purchase possible. ...
  6. Taxes

    I am a non-U.S. citizen living outside the U.S. and trading stocks through a U.S. internet broker. Do I have to pay taxes on the money I earn?

    The tax implications for a foreign investor will depend on whether that person is classified as a resident alien or a non-resident ...
  7. Markets & Economy

    What is the Difference Between an Industry and a Sector?

    The terms industry and sector are often used interchangeably, but they have slightly different meanings.
  8. Investing Strategy

    Start Investing With Only $1,000

    You can get started as an investor with as little as $1000. Here's how.
  9. Financial Analysis

    Why do you need a margin account to short sell stocks?

    The reason that margin accounts and only margin accounts can be used to short sell stocks has to do with Regulation T, a ...
  10. Where do investors tend to put their money in a bear market?

    A bearish market is traditionally defined as a period of negative returns in the broader market to the magnitude of between ...
  11. Markets & Economy

    What does it mean when financial news reports say that more issues were sold than bought?

    This simply means that in a market, more stocks (issues) traded down for the day compared to the number of companies that ...
  12. Investing Strategy

    Why would a company make drastic cuts to its dividend payments?

    A dividend cut occurs when a dividend paying company either completely stops paying out dividends (a worst-case scenario) ...
  13. ETFs

    Having A Plan: The Basis Of Success

    It ensures that you have a realistic outlook, and a solid strategy. We show you why and how.
  14. Financial Analysis

    When is earnings season?

    Earnings season is the period of time during which a large number of publicly traded companies release their quarterly earning ...
  15. Real Estate

    How does a credit crunch occur?

    A credit crunch occurs when there is a lack of funds available in the credit market, making it difficult for borrowers to ...
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