Chizoba Morah

Chizoba Morah

Chizoba Morah is an accomplished author and teaching assistant who specializes in accounting basics, personal finance and taxes. Currently an MBA student at Morgan State University, she is planning and looks forward to being the successful owner of her own accounting firm.

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  1. Taxes

    Do nonprofit organizations pay taxes?

    Learn more about section 501 of the IRS tax code, and how it exempts qualified nonprofit organizations from federal taxes ...
  2. Financial Analysis

    Which Transactions Affect Retained Earnings?

    Retained earnings is the cumulative total of earnings or net income that have yet to be paid to shareholders. Retained earnings ...
  3. Real Estate

    Is it possible to short-sell real estate?

    The traditional idea of shorting something is selling what you don't have so that you can buy it back later at a lower price. ...
  4. Entrepreneurship

    What is an entrepreneur's elevator pitch?

    An important part of being an entrepreneur is pitching or making the case for the product, project or idea you intend to ...
  5. Financial Analysis

    How is computer software classified as an asset?

    Although computer software is often thought of as an intangible asset, it can be classified as a tangible asset if it meets ...
  6. Investing Strategy

    Nonconvertible debentures versus fixed deposits

    Nonconvertible debentures and fixed deposits are two different ways of investing money. Learn about the differences in how ...
  7. Investing Strategy

    Patents are Assets—Learn How to Value Them

    Learn how companies protect their innovative ideas with different types of patents and figure out how much these assets are ...
  8. Retirement

    I have a profit-sharing plan with my former employer. I am now trying to buy a home. Can I use my profit-sharing money to put a down payment on a house?

    Whether you can use your profit-sharing funds depends on constraints that may prevent you from withdrawing the money from ...
  9. Credit, Loans & Mortgages

    Is it a good idea to take out a loan to invest?

    It is inadvisable for an investor to invest using a loan through a risky investment avenue like the stock or derivatives ...
  10. Investing Strategy

    Is Short Selling Banned in China?

    The Chinese stock market has a limited history of short sales. Find out how it was introduced, and a subsequent crackdown ...
  11. Financial Analysis

    How does accrual accounting differ from cash basis accounting?

    The accrual and cash-basis methods recognize revenue and expenses at different times. In this article, we analyze the advantages ...
  12. Bonds / Fixed Income

    Why are most bonds traded on the secondary market "over the counter"?

    Unlike stocks, most bonds are traded over the counter (OTC) in secondary market rather than through exchanges due to their ...
  13. Investing Strategy

    Why are traders on the floor of the exchange?

    Learn how trading on the floor of the stock exchange has evolved over time with computers now managing the majority of buying, ...
  14. Forex & Currencies

    What causes a recession?

    A recession is a significant decline in economic activity lasting more than a few months, normally visible in real GDP, income ...
  15. Forex & Currencies

    What is the difference between LIBID and LIBOR?

    LIBID and LIBOR are both benchmark rates set by banks in the London interbank market, referring to what banks are willing ...
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