Chizoba Morah

Chizoba Morah

Chizoba Morah is an accomplished author and teaching assistant who specializes in accounting basics, personal finance and taxes. Currently an MBA student at Morgan State University, she is planning and looks forward to being the successful owner of her own accounting firm.

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  1. Bonds / Fixed Income

    Which Creditors Are Paid First in a Liquidation?

    Find out the order in which creditors are paid during a corporate liquidation. Learn how bankruptcy claims by secured and ...
  2. Bonds / Fixed Income

    What Is 'Hot Money?'

    Learn how investors are attracted to "hot money" where funds are actively seeking short-term returns, often in high-interest ...
  3. Credit, Loans & Mortgages

    Should You Close Your Credit Card?

    Learn about some of the consequences of closing a credit card, including how it will affect your credit score based upon ...
  4. Entrepreneurship

    What is evergreen funding?

    Evergreen funding is a term used to describe the incremental addition of money into a business.
  5. Insurance

    What is an elimination period?

    Elimination period is a term used in insurance to refer to the time period between an injury and the receipt of benefit payments.
  6. Small Business

    Do shareholders lose all their equity once Chapter 11 bankruptcy is filed?

    Learn what happens to an investor's equity when a company files for Chapter 11 bankruptcy. Find out what happens if a company ...
  7. Taxes

    Do nonprofit organizations pay taxes?

    Learn more about section 501 of the IRS tax code, and how it exempts qualified nonprofit organizations from federal taxes ...
  8. Financial Analysis

    Which transactions affect retained earnings?

    Retained earnings is the cumulative total of earnings or net income that have yet to be paid to shareholders. Retained earnings ...
  9. Real Estate

    Is it possible to short-sell real estate?

    The traditional idea of shorting something is selling what you don't have so that you can buy it back later at a lower price. ...
  10. Entrepreneurship

    What is an entrepreneur's elevator pitch?

    An important part of being an entrepreneur is pitching or making the case for the product, project or idea you intend to ...
  11. Financial Analysis

    How is computer software classified as an asset?

    Although computer software is often thought of as an intangible asset, it can be classified as a tangible asset if it meets ...
  12. Investing Strategy

    Patents are Assets—Learn How to Value Them

    Learn how companies protect their innovative ideas with different types of patents and figure out how much these assets are ...
  13. Retirement

    I have a profit-sharing plan with my former employer. I am now trying to buy a home. Can I use my profit-sharing money to put a down payment on a house?

    Whether you can use your profit-sharing funds depends on constraints that may prevent you from withdrawing the money from ...
  14. Credit, Loans & Mortgages

    Is it a good idea to take out a loan to invest?

    It is inadvisable for an investor to invest using a loan through a risky investment avenue like the stock or derivatives ...
  15. Investing Strategy

    Is Short Selling Banned in China?

    The Chinese stock market has a limited history of short sales. Find out how it was introduced, and a subsequent crackdown ...
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