Albert Phung

  • • Seen as an expert on behavior financing and investing and frequently cited
  • • Formerly a senior analyst for more than five years
  • • 7+ years of experience working with process improvement for businesses


Albert was an analyst and writer for Investopedia for more than five years. His work includes articles on trading strategy, investing, markets and economy, fixed income, forex, stocks, and financial analysis. Albert's 12-part Investopedia series, Behavioral Finance: Key Concepts - Mental Accounting, is perhaps his most important work.

Albert uses his background in finance and psychology to explain the movement of market prices outside of the actions of businesses or corporations. He is seen as an expert in the field of behavioral financing and investing, and many works cite his Investopedia series. These citations include two books Family Capital and Vertical Options Spreads and can be found in journals such as the Journal of Economics and Finance. Chalmers University, Course Hero, and Money Matters Academy are just a few of the courses which include Albert's behavioral finance work.

Albert has more than seven years of experience working with businesses to improve their ability to meet the needs of their clients. He works as a process improvement consultant for Alberta Health Services, a healthcare provider servicing over 4 million people. Albert also worked with Finning–Canada to improve their international delivery of Caterpillar equipment using the Six Sigma technique. Six Sigma follows a standardized series of steps to improve the quality of outputs and processes.


Albert earned a bachelor's degree in commerce and finance, as well as one in science and psychology, from the University of Alberta.

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  1. Trading Strategy

    What is the "random walk theory" and what does it mean for investors?

    Applying the random walk theory to finance and stocks suggests that stock prices change randomly, making them impossible ...
  2. Markets & Economy

    On What Days are The American Stock Exchanges Closed?

    Like most companies, the major stock markets in America are open for trading on normal business days only.
  3. Trading Strategy

    What does "squeezing the shorts" mean?

    "Squeezing the shorts" refers to a questionable practice of taking advantage of a heavily shorted stock by buying up large ...
  4. Bonds / Fixed Income

    Why Do Companies Issue 100-Year Bonds?

    Find out why some companies issue 100-year bonds and learn how they may contain an option that lets the debt be repaid long ...
  5. Investing

    Do Underwriters Make Guarantees to Sell an Entire IPO Issue?

    Underwriters do not necessarily make guarantees concerning selling an initial public offering (IPO).
  6. Markets & Economy

    How do investors lose money when the stock market crashes?

    Find out how investors can lose money due to stock market crashes. Learn how fluctuating share prices affect overall wealth.
  7. Investing Strategy

    Is there a difference between ADR and ADS?

    Find out the differences between American depositary receipts (ADRs) and American depositary shares (ADS). Learn how they ...
  8. Bonds / Fixed Income

    How does chapter 11 bankruptcy affect a company's stocks and bonds?

    Learn more about what happens to companies that file for chapter 11 bankruptcy protection - and how it differs from other ...
  9. Investing Strategy

    Green Field vs. Acquisition to Enter New Country?

    A business considering new international operations must decide whether to create a new site via a green field investment, ...
  10. International / Global

    How do I open a Swiss bank account, and what makes them so special?

    Surprisingly, opening a Swiss bank account is not that much different from opening a standard bank account.
  11. Investing Strategy

    How Does a Stock Split Affect Cash Dividends?

    When a company issues a stock split it can affect an upcoming cash dividend. It depends on the time the shares split and ...
  12. Forex & Currencies

    Why isn't the U.S. dollar worth more than the British pound?

    When one country's currency is worth more than another, it does not necessarily indicate a stronger economy. Here's why.
  13. Trading Strategy

    Why Isn't My Stock Trading at the Buyout Price?

    An acquisition or merger does not necessarily mean the deal will be resolved as originally stated.
  14. Investing Strategy

    Why would a corporation conduct a vertical FDI?

    Find out why global companies choose to conduct horizontal forward vertical FDI activities to expand their operations into ...
  15. Taxes

    What is the purpose of a repatriated tax break, and why is it so controversial?

    The repatriated tax break gives U.S. multinational corporations a one-time tax break on money earned in foreign countries. ...
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