Denise Finney

Denise Finney

  • • 25+ years of experience as a financial service professional with expertise in sales, training, consulting, and coaching
  • • 11+ years of practice as a lending executive, originator, and broker in the residential and commercial mortgage industry
  • • 11+ years of experience as a financial writer and research consultant with contributions to business and financial ethics case studies


Denise began her career as a licensed financial representative selling annuities, mutual funds, and variable life insurance products. For over 25 years, Denise's financial knowledge and expertise have advised and trained clients on financial matters, such as money management and financial planning. In addition to her business and investment background, she has over 11 years of experience as a commercial and residential mortgage professional. Her work as a senior loan officer and account executive inspired her to open her mortgage brokerage firm, Marden Capital Lending, in 2002. An expansive and diverse work history contributes to Denise's current career as a financial writer and research consultant. Her achievements include research projects on subprime lending and housing market trends, case studies on business and financial ethics, and industry and company analyses. Denise also writes blog articles and uses social media as a platform to inform and educate.


Denise received and Associate of Arts in Applied Business from the University of Phoenix.

Investopedia and Dotdash

Investopedia helps you understand complex financial concepts, learn and improve your investing skills, and learn how to manage your money. Whether you’re in a classroom, a boardroom or your living room, our editors and network of financial advisors and experts have answered your questions and proudly earned your trust since 1999. Investopedia is part of Dotdash, a collection of some of the web’s largest and most trusted digital media brands.

  1. Debt

    A Brief History Of Credit Rating Agencies

    Credit rating agencies have a long history in the U.S. Learn about what they do and how were they developed.
  2. Crime & Fraud

    Mortgage Fraud: Understanding and Avoiding It

    It's important to know what condition would it classify as mortgage fraud and know about the common schemes and scams you ...
  3. High Net Worth Strategy

    Affordable housing: Investing for profit

    Successful real estate investors are more than just landords - they are savvy business executives. Find out how you can make ...
  4. Small Business

    A New Plan To Prevent Future Bailouts

    This new and innovative plan by the FDIC could help the government avoid the next bailout.
  5. Credit, Loans & Mortgages

    Get To Know Your Consumer Financial Protection Bureau

    The CFPB is there to protect you and hear your voice. You can help with the economic recovery by getting to know the bureau. ...
  6. Credit, Loans & Mortgages

    Why The Credit Score You Buy Differs From The Lender Score

    It takes many people by surprise when they purchase credit scores and find the lender's credit score disclosure does not ...
  7. Credit, Loans & Mortgages

    The New Mortgage Business: More Than Just Loans

    Many mortgage brokers adapted to the post-subprime environment by becoming loan modification specialists.