Jean Folger

Jean Folger is co-founder of PowerZone Trading, a company that has developed high-performance software and tools for active traders and investors since 2004. She is a regular contributor to Investopedia, and writes about active trading, investing, real estate, retirement, travel and other personal finance topics.

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  1. Credit, Loans & Mortgages

    What's considered to be a good debt-to-income (DTI) ratio?

    Your debt-to-income ratio helps lenders determine your credit worthiness. Find out how to calculate your score and how to ...
  2. Bonds / Fixed Income

    Advanced Bond Concepts

    Learn the complex concepts and calculations for trading bonds including bond pricing, yield, term structure of interest rates ...
  3. High Net Worth Strategy

    Top 5 Facts About Quitclaim Deeds

    If a property you're about to buy has a quitclaim deed, check very carefully before handing over your cash.
  4. High Net Worth Strategy

    Pros And Cons Of A Health Savings Account (HSA)

    Health Savings Accounts let you pay health care costs with pre-tax dollars.
  5. High Net Worth Strategy

    Why People Renounce Their U.S Citizenship

    This year, the highest number of Americans ever took the irrevocable step of giving up their citizenship. Here's why.
  6. High Net Worth Strategy

    Buying a House in the Philippines: A How-To Guide

    Foreign-ownership regulations make it a little tricky, but plan right and you can have a home in paradise.
  7. High Net Worth Strategy

    Great (Financial) Gifts For Kids This Christmas

    Parents, grandparents and other interested adults can give financial gifts to children that can help secure their futures, ...
  8. High Net Worth Strategy

    The Complete Guide to Calculating Your Net Worth

    Here's everything you need to know about calculating your net worth.
  9. Budgeting & Savings

    Teaching Financial Literacy to Teens

    The final guide in the Financial Literacy series focuses on helping teens prepare for adulthood and all the financial challenges ...
  10. High Net Worth Strategy

    The 4 Top Portfolio Management Apps

    These four popular mobile apps can help you track your investments, test your investing choices and offer personalized advice ...
  11. Real Estate

    Should You Buy or Build a Home?

    You're ready for a new house. Should you buy it or build it? Here's how to think through the pros and cons, whether it's ...
  12. Budgeting & Savings

    The Causes And Costs Of Absenteeism

    This article looks at the causes of absenteeism, the costs of lost productivity and what employers can do to reduce absenteeism ...
  13. Alternative Investments

    What is a derivative?

    A derivative is a contract between two or more parties whose value is based on an agreed-upon underlying financial asset, ...
  14. Health Insurance

    Alert: Shorter Enrollment for Affordable Care Act This Year

    The enrollment period for getting health insurance under the Affordable Care Act is only 45 days this year. Don't miss out ...
  15. Retirement Savings

    The Benefits of Starting an IRA for Your Child

    Many financial experts and educators believe that the earlier children begin learning about money, the better their chances ...
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